6447 Cabana Trce, Starke, FL 32091 Property Records

Clay County property record for 6447 Cabana Trce, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,763 sqft · built 2017
Lot Size	0.279 acres (12,196 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (May 2022)
Tax Bill	$9,711 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-06-23-021646-002-29`

Property Details

APN / Parcel Number

Primary APN	`16-06-23-021646-002-29`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,763 sqft Heated Area
Gross Area	4,264 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.279 acres)
Garage Area	892 sqft
Porch	Porch
Porch Area	609 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6447 CABANA TRCE
City	STARKE
State	FL
Zip	32091-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 29 KINGSLEY COVE AS REC OR 4612 PG 504
Legal Range	23
Legal Township	06
Legal Section	16
Legal Subdivision	KINGSLEY
Legal Lot Number	29
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1036
Census Tract	980000

Owner

6447 Cabana Trce is owned and occupied by an individual who bought it in May 2022.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	6447 CABANA TRCE, STARKE, FL 32091-9725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 22, 2020	Quit Claim Deed, Transfer PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	2022033497
Deed Book / Page	4612 / 504
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 27, 2022
Property Address	6447 CABANA TRCE, STARKE, FL 32091-9725
Document Number	0046120504
Book / Page	4612 / 504
Map Reference	MB 56 PG 14-17
Instrument Date	May 13, 2022
Instrument	2022033497
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	FLORIDA CLOSING AND ESCROW LLC, FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11390 SQUARE ST, 11390, JACKSONVILLE, FL 32256-4047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6447 CABANA TRCE, STARKE, FL 32091-9725

Mortgage

Document Number	0004612506
Date	May 27, 2022
Instrument	4612/506

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6447 CABANA TRCE, STARKE, FL 32091-9725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6447 CABANA TRCE, STARKE, FL 32091-9725

Mortgage

Document Number	0043810748
Date	Nov 25, 2020
Book Page	4381/748
Instrument	2020061980

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Dec 22, 2020
Property Address	6447 CABANA TRCE, STARKE, FL 32091-9725
Document Number	0043930092
Book / Page	004393 / 000092
Instrument Date	Nov 19, 2020
Instrument	67522
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	170 NORTH PONTE VEDRA BEACH FL 32082, PONTE VEDRA BEACH, FL 32082

Mortgage

Document Number	43810748
Date	Dec 22, 2020
Book Page	004381/000748
Instrument	61980

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6447 Cabana Trce was $9,711 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,711.00 Homeowner's exemption	$676,894	$699,868 Land $170,000 Building $529,868
2023	$9,422.00 (+83.02%) Homeowner's exemption	$638,659 (+75.46%)	$712,496 (+19.33%) Land $170,000 Building $542,496
2022	$5,148.00 Homeowner's exemption	$363,982	$597,075 Land $90,000 Building $507,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6447 Cabana Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6447 Cabana Trce is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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