Maricopa County property record for 6431 E Ranch Rd, Cave Creek, AZ 85331
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,296 sqft · built 1994 |
| Lot Size | 1.12 acres (48,831 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,500 (Jun 2008) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 216-50-074A |
| Primary APN | 216-50-074A |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 48,831 sqft (1.12 acres) |
| View / Lot | Excellent |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 250 sqft |
| Patio Area | 126 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 6431 E RANCH RD |
|---|---|
| City | CAVE CREEK |
| State | AZ |
| Zip | 85331-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-43 |
| Legal Description | NE4 NW4 SW4 SW4 SEC 15 EX E 182F TH/OF |
| Legal Range | 04E |
| Legal Township | 05N |
| Legal Section | 15 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 613000 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6431 E RANCH RD, CAVE CREEK, AZ 85331-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2008 · Amount on Record |
| Deed Sale | Jun 25, 2008 · Amount on Record |
| Prior Sale | Mar 27, 2008 · Amount on Record |
| Deed Document Number | 20080562362 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 6431 E RANCH RD, CAVE CREEK, AZ 85331-2727 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6431 E RANCH RD, CAVE CREEK, AZ 85331-2727 |
| Document Number | 0000677956 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 20220677956 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Unified School District | Cave Creek Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,180 (+0.76%) | $531,800 (+0.76%) Land $106,300 Building $425,500 | |
| 2025 | $1,267.00 (+6.2%) | ||
| 2024 | $52,780 | $527,800 Land $105,500 Building $422,300 | |
| 2023 | $1,193.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 64% of Arizona |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCOTTSDALE serves 241,361 people · EPA ID AZ0407098 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Mojo Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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