6648 E Ranch Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 6648 E Ranch Rd, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,952 sqft · built 2007
Lot Size1.36 acres (59,416 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Dec 2020)
Tax Bill$3,179 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Apr 2018 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN216-50-167-B

Property Details

APN / Parcel Number

Primary APN216-50-167-B
Alternative APN
  • 21650167B1

Interior

Bedrooms5 Beds
Full Baths6 Baths
Plumbing Fixtures18 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area5,952 sqft Living Area
Gross Area6,496 sqft
1st Floor Area4,160 sqft
2nd Floor Area1,792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area59,416 sqft (1.36 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address6648 E RANCH RD
CityCAVE CREEK
StateAZ
Zip85331-5740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-43
Legal DescriptionE 180F SE4 SW4 NE4 SW4
Legal Range4E
Legal Township5N
Legal Section15
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group3
Census Block3022
Census Tract613000

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6648 E RANCH RD, CAVE CREEK, AZ 85331-5740
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
ARC HOME LLC
Apr 10, 2018Deed of Trust, Mortgage · Line of Credit
DESERT SCHOOLS FCU
Dec 22, 2020Warranty Deed, Transfer · Conventional Mortgage
ARC HOME LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleOct 14, 2016 · Amount on Record
Deed Document Number20201266726
Prior Transfer DateAug 29, 2016
Prior Transfer Doc0000755565
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6648 E RANCH RD, CAVE CREEK, AZ 85331-5740
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6648 E RANCH RD, CAVE CREEK, AZ 85331-5740

Mortgage

Document Number0000112507
DateFeb 7, 2022
Instrument20220112507
Lender
NameARC HOME LLC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6648 E RANCH RD, CAVE CREEK, AZ 85331-5740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000267178
DateApr 10, 2018
Instrument20180267178
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 9, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 22, 2020
Property Address6648 E RANCH RD, CAVE CREEK, AZ 85331-5740
Document Number0001266726
Instrument DateDec 18, 2020
Instrument20201266726
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyOLD REPUBLIC TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6648 E RANCH RD, 6648, CAVE CREEK, AZ 85331-5740

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6648 E RANCH RD, CAVE CREEK, AZ 85331-5740

Mortgage

Document Number0001266727
DateDec 22, 2020
Instrument20201266727
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,610 (+78.46%)$1,476,100 (+4.13%) Land $295,200 Building $1,180,900
2025$3,179.00 (+6.21%)$82,712 (-43.95%)$1,417,600 (-3.94%) Land $283,500 Building $1,134,100
2024$147,580$1,475,800 Land $295,100 Building $1,180,700
2023$2,993.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCOTTSDALE
serves 241,361 people · EPA ID AZ0407098
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Mojo Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
AT&T
Fixed Wireless
25 / 3

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