6430 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 6430 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,176 sqft · built 1983
Lot Size1.15 acres (50,094 sqft)
OwnerIndividual Name on Record
Last Sale$56,000 (Sep 2012)
Tax Bill$1,613 (2025)
Deeds & MortgagesMay 2023 Transfer
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN004-009-003-0140

Property Details

APN / Parcel Number

Primary APN004-009-003-0140

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,176 sqft Building Perimeter
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area50,094 sqft (1.15 acres)
Garage Area768 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address6430 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-9312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-1050 P-2131 (L-432P-109) 243 COM AT N 1/4 COR SEC 9 T24N R3W TH S 1977.93 FT FOR POB TH E 284.47 FT TH S 176.18 FT TH W
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group3
Census Block3018
Census Tract970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6430 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Quit Claim Deed, Transfer
Quitclaim
Mar 4, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2012 · Amount on Record
Deed SaleSep 4, 2012 · Amount on Record
Deed Document Number20126544
Deed Book / Page1118 / 1659
Last Transfer DateMay 8, 2023
Transfer Doc001184/947
Record UpdatedSep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateMay 23, 2023
Property Address6430 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312
Document Number001184/947
Book / Page1184 / 947
Instrument DateMay 8, 2023
Instrument202300003244
Transaction TypeTransfer
Record UpdatedJun 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 BEGLAND DR, ALPENA, MI 49707-8946

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateMar 4, 2020
Property Address6430 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312
Document Number1171/2318
Book / Page1171 / 2318
Instrument DateMar 4, 2020
Instrument202000001285
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6430 E HIGGINS LAKE DR

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,600 (+5.29%)$199,200 (+5.29%)
2025$1,613.00 Homeowner's exemption$94,600 (+42.9%)$189,200 (+42.9%)
2023$66,200$132,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 88% of Michigan
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Higgins Lake Dr

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