Cheboygan County property record for 643 Needle Pointe Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 5,903 sqft · built 1992 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $11,431 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-N19-000-002-00 |
| Primary APN | 140-N19-000-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 5,903 sqft Living Area |
| 1st Floor Area | 3,646 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Multi-Family |
| Lot Area | 20,473 sqft (0.47 acres) |
| Street Address | 643 NEEDLE POINTE DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-8208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF NEEDLE POINT SUBDIVISION, LOT 2. (SECS 17&18,T36N R1W) 567/700;1078/893 |
| Legal Range | 01W |
| Legal Township | 002 |
| Legal Section | 17 |
| Legal Subdivision | PLAT OF NEEDLE POINT SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 643 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2007 |
| Deed Sale | Sep 7, 2007 |
| Deed Book / Page | 1078 / 893 |
| Record Updated | Sep 20, 2026 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,105,800 (+93.8%) | $2,211,600 (+93.8%) | |
| 2025 | $11,431.00 (+11.11%) | ||
| 2023 | $570,600 | $1,141,200 | |
| 2022 | $10,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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