Cheboygan County property record for 560 Needle Pointe Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,256 sqft · built 1995 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $799,900 (Apr 2018) |
| Tax Bill | $9,498 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-018-100-008-02 |
| Primary APN | 140-018-100-008-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,256 sqft Living Area |
| 1st Floor Area | 1,936 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Family |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Area | 2,260 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 560 NEEDLE POINTE DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT THE E 1/4 COR SEC 18, T36N,R1W; TH N 86D 20M 20S W ALG E-W 1/4 LI OF SD SEC 1914.10FT; TH S 39D 21M 30S W 72.78 FT TO |
| Legal Range | 01W |
| Legal Township | 036 |
| Legal Section | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 560 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Apr 25, 2018 | Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO |
| Feb 18, 2022 | Warranty Deed, Transfer |
| Apr 25, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on Record |
| Deed Sale | Apr 25, 2018 · Amount on Record |
| Prior Sale | Jul 13, 2016 · Amount on Record |
| Deed Book / Page | 1358 / 428 |
| Last Transfer Date | Oct 29, 2020 |
| Transfer Doc | 001475/805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 560 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 560 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9238 |
| Document Number | 0000001443/0000000001 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 0000001443/0000000001 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 560 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001358/0000000431 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 0000001358/0000000431 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Feb 18, 2022 |
| Property Address | 560 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9238 |
| Document Number | 001475/805 |
| Book / Page | 1475 / 805 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4187 PENROSE DR, TROY, MI 48098-6322 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Apr 25, 2018 |
| Property Address | 560 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9238 |
| Document Number | 1358/428 |
| Book / Page | 1358 / 428 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4187 PENROSE DR, TROY, MI 48098-6322 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $729,900 (+14.12%) | $1,459,800 (+14.12%) | |
| 2025 | $9,498.00 (-42.59%) Homeowner's exemption | $639,600 (+57.96%) | $1,279,200 (+57.96%) |
| 2024 | $16,544.00 (+8.91%) | ||
| 2023 | $404,900 | $809,800 | |
| 2022 | $15,191.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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