Kenton County property record for 643 Marnoam Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,053 sqft Finished Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $1,028.00 (2025) |
| Primary APN | 059-30-00-050.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,053 sqft Finished Area |
| Gross Area | 1,554 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Block Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 0593000050.00 |
|---|---|
| Street Address | 643 MARNOAM DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2350 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SCHOOL VIEW SEC 2 LOT 51 & PT LOT 50 |
| Legal Subdivision | SCHOOL VIEW |
| Legal Phase | 2 |
| Legal Lot Number | 51,50 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-30-00-050.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 MARNOAM DR, COVINGTON, KY 41015-2350 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2011 |
| Deed Sale | Nov 01, 2011 |
| Deed Doc Number | 0002942101 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 643 MARNOAM DR, COVINGTON, KY 41015-2350 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900034 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 374/335 |
| Instrument | 22053105900034 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 643 MARNOAM DR, COVINGTON, KY 41015-2350 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | BRIDGE TRUST TITLE GROUP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900221 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 369/485 |
| Instrument | 22051005900221 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,028.00 (-36.89%) Homeowner's exemption | $152,900 (-) Land $10,000 Building $142,900 | $152,900 (-) Land $10,000 Building $142,900 |
| 2023 | $1,629.00 | $152,900 Land $10,000 Building $142,900 | $152,900 Land $10,000 Building $142,900 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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