638 Marnoam Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 638 Marnoam Dr, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1957
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Jun 2024)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`059-30-00-059.00`

Property Details

APN / Parcel Number

Primary APN	`059-30-00-059.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,107 sqft Finished Area
Gross Area	1,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	638 MARNOAM DR
City	COVINGTON
State	KY
Zip	41015-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL VIEW SEC 2 LOT 38 & N 15' LOT 39
Legal Subdivision	SCHOOL VIEW
Legal Phase	2
Legal Lot Number	38,39
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4010
Census Tract	65300

Owner

638 Marnoam Dr is held in a trust since June 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3275 DRY RUN VIEW LN, CINCINNATI, OH 45244-3284
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on File
Deed Sale	Jun 14, 2024 · Amount on File
Prior Sale	Aug 25, 2022 · Amount on File
Deed Document Number	202435
Deed Book / Page	289 / 473
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 25, 2022
Property Address	638 MARNOAM DR, COVINGTON, KY 41015-2351
Document Number	0005900149
Book / Page	186 / 182
Map Reference	MB 6 PG 23
Instrument Date	Aug 24, 2022
Instrument	22082505900149
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10587 PEPARWOOD DRIVE, INDEPENDENCE, OH 44131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 N MAIN ST, WALTON, KY 41094-1134

Tax Assessment & Valuation

The 2025 property tax bill for 638 Marnoam Dr was $2,477.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $45,000 Building $205,000	$250,000 (-) Land $45,000 Building $205,000
2025	$2,477.00	$250,000 Land $10,000 Building $240,000	$250,000 Land $10,000 Building $240,000
2023	$1,066.00	$100,000 Land $10,000 Building $90,000	$100,000 Land $10,000 Building $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 638 Marnoam Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Marnoam Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20