Kenton County property record for 640 Marnoam Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,130 sqft · built 1955 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $183,600 (Aug 2022) |
| Tax Bill | $1,819 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-30-00-060.00 |
| Primary APN | 059-30-00-060.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,130 sqft Finished Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 640 MARNOAM DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOOL VIEW SEC 2 LOT 37 & PT LOT 36 |
| Legal Subdivision | SCHOOL VIEW |
| Legal Phase | 2 |
| Legal Lot Number | 37,36 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9 QUEENS VIEW LN, NEWPORT, KY 41076-1570 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 17, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Aug 17, 2022 | Fiduciary Deed, Transfer QUEEN CITY TITLE AGENCY, QUEEN CITY TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on Record |
| Deed Sale | Aug 17, 2022 · Amount on Record |
| Prior Sale | Nov 7, 2006 · Amount on Record |
| Deed Document Number | 202244 |
| Deed Book / Page | 184 / 295 |
| Prior Transfer Date | Aug 12, 2022 |
| Prior Transfer Doc | 0005900045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2022 |
| Property Address | 640 MARNOAM DR, COVINGTON, KY 41015-2351 |
| Document Number | 0005900045 |
| Book / Page | 184 / 298 |
| Map Reference | MB 6 PG 23 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 22081705900045 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10587 PEPPERWOOD DR, INDEPENDENCE, KY 41051-8572 |
| Name | Verified Name |
|---|---|
| Address | 9 QUEENS VIEW LN, WILDER, KY 41076-1570 |
| Document Number | 0005900046 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 398/885 |
| Instrument | 22081705900046 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | HAMILTON, OH 45011 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2022 |
| Property Address | 640 MARNOAM DR, COVINGTON, KY 41015-2351 |
| Document Number | 0005900044 |
| Book / Page | 184 / 295 |
| Map Reference | MB 6 PG 23 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 22081705900044 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | QUEEN CITY TITLE AGENCY, QUEEN CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10587 PEPPERWOOD DR, INDEX, KY 41472 |
| Name | Verified Name |
|---|---|
| Address | 9 QUEENS VIEW LN, WILDER, KY 41076-1570 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,600 (-) Land $45,000 Building $138,600 | $183,600 (-) Land $45,000 Building $138,600 | |
| 2025 | $1,819.00 (-7.05%) | $183,600 (-) Land $10,000 Building $173,600 | $183,600 (-) Land $10,000 Building $173,600 |
| 2023 | $1,957.00 | $183,600 Land $10,000 Building $173,600 | $183,600 Land $10,000 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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