643 Ferndale Ave, Findlay, OH 45840 Property Records

Hancock County property record for 643 Ferndale Ave, Findlay, OH 45840 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1958
Square Footage1,092 sqft Living Area
Lot Size10,250 sqft (0.235 acres)
GarageAttached, 338 sqft
OccupancyOwner Occupied
Tax Bill$2,218.00 (2025)

Owner

Source: Hancock County records · APN 1010-122-04-052.000

Assessment roll updated May 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address643 FERNDALE AVE, FINDLAY, OH 45840-2733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Nov 20, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
May 16, 2023Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2023
Deed SaleNov 20, 2023
Prior SaleFeb 01, 2002 · Amount on Record
Deed Doc Number20237742
Deed Book / Page2607 / 1439
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Recording DateApr 29, 2026
Property Address643 FERNDALE AVE, FINDLAY, OH 45840-2733
Document Number0000003011
Book / Page2628 / 4170
Instrument DateApr 20, 2026
Instrument20263011
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 FERNDALE AVE, FINDLAY, OH 45840-2733
InvestorPossibly a Property Investor

Mortgage

Document Number0000003011,
DateApr 29, 2026
Book Page2628/4170
Instrument20263011
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateNov 20, 2023
Property Address643 FERNDALE AVE, FINDLAY, OH 45840-2733
Document Number02607/1439
Book / Page2607 / 1439
Instrument DateNov 17, 2023
Instrument202300007742
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 FERNDALE AVE, FINDLAY, OH 45840-2733
InvestorPossibly a Property Investor

Mortgage

Document Number202300007743
DateNov 20, 2023
Instrument202300007743
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address643 FERNDALE AVE, FINDLAY, OH 45840-2733
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002603/227
DateMay 16, 2023
Book Page2603/227
Instrument202300003175
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded
Term56 Months
DueJan 05, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionLiberty Township
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,218.00 (+13.92%) Homeowner's exemption$70,980 (+32.2%) Land $10,370 Building $60,610$202,800 (+32.19%) Land $29,640 Building $173,160
2024$1,947.00 (-0.15%)$53,690 (-) Land $7,410 Building $46,280
2023$1,950.00 (+0.36%) Homeowner's exemption$53,690 (-) Land $7,410 Building $46,280
2022$1,943.00 Homeowner's exemption$53,690 Land $7,410 Building $46,280$153,410 Land $21,170 Building $132,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN1010-122-04-052.000
Alternative APN
  • 270000052070

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,092 sqft Living Area
1st Floor1,092 sqft 1st Floor
Basement Area1,092 sqft Basement
Finished Basement546 sqft Finished
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area10,250 sqft (0.235 acres)
Depth X Width153 ft x 67 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area338 sqft Garage

Exterior Amenities

Pool TypeAbove-Ground Pool Pool Type
Deck Area336 sqft Deck
Patio Area624 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address643 FERNDALE AVE
CityFINDLAY
StateOH
Zip45840-2733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCROY ADD LOT 56
Legal SubdivisionCROY ADD
Legal Lot Number56
JurisdictionHANCOCK OH
Minor Civil DivisionLIBERTY
Census Blockgroup6
Census Block6005
Census Tract400

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