637 Ferndale Ave, Findlay, OH 45840 Property Records

Hancock County property record for 637 Ferndale Ave, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,358 sqft · built 1958
Lot Size	0.237 acres (10,319 sqft)
Owner	Company Name on File
Last Sale	$108,000 (Oct 2019)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-122-04-051.000`

Property Details

APN / Parcel Number

Primary APN	`1010-122-04-051.000`
Alternative APN	`270000052080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,319 sqft (0.237 acres)
Lot Dimensions	154 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	130 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	637 FERNDALE AVE
City	FINDLAY
State	OH
Zip	45840-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROY ADD LOT 57
Legal Subdivision	CROY ADD
Legal Lot Number	57
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	6
Census Block	6005
Census Tract	400

Owner

Source: Hancock County records · APN 1010-122-04-051.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	400 CIMMARON CT, FINDLAY, OH 45840-7026
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK & TRUST CO
Oct 02, 2019	Land Contract, Transfer
Sep 11, 2019	Warranty Deed, Transfer ASSURED TITLE AGENCY
Sep 21, 2018	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2019 · Amount on Record
Deed Sale	Oct 02, 2019 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	20198510
Deed Book / Page	2561 / 5333
Prior Transfer Date	Mar 05, 2018
Prior Transfer Doc	02545/1637
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	637 FERNDALE AVE, FINDLAY, OH 45840-2733
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	FLAG CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02553/1395
Date	Mar 12, 2019
Book Page	2553/1395
Instrument	201900001724

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HANCOCK OH
Recording Date	Oct 02, 2019
Property Address	637 FERNDALE AVE, FINDLAY, OH 45840-2733
Document Number	02561/5333
Book / Page	2561 / 5333
Instrument Date	Oct 01, 2019
Instrument	201900008510
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 11, 2019
Property Address	637 FERNDALE AVE, FINDLAY, OH 45840-2733
Document Number	02561/1279
Book / Page	2561 / 1279
Instrument Date	Sep 05, 2019
Instrument	201900007738
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	637 FERNDALE AVE, FINDLAY, OH 45840-2733

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Sep 21, 2018
Property Address	637 FERNDALE AVE, FINDLAY, OH 45840-2733
Document Number	02545/1637
Book / Page	2545 / 1637
Instrument Date	Mar 05, 2018
Instrument	201800007938
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 FERNDALE AVE, FINDLAY, OH 45840-2733

Mortgage

Document Number	201800007939
Date	Sep 21, 2018
Instrument	201800007939

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Apr 01, 2033

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,080.00 (+14.1%)	$64,900 (+32.34%) Land $10,370 Building $54,530	$185,450 (+32.36%) Land $29,640 Building $155,810
2024	$1,823.00 (-0.22%)	$49,040 (-) Land $7,410 Building $41,630
2023	$1,827.00	$49,040 Land $7,410 Building $41,630
2022			$140,110 Land $21,170 Building $118,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630004006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
HDER Link	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T, Defiance Holdings, Amplex Electric. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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