636 Ferndale Ave, Findlay, OH 45840 Property Records

Hancock County property record for 636 Ferndale Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,151 sqft · built 1958
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on File
Last Sale	$140,066 (Mar 2022)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-122-03-015.000`

Property Details

APN / Parcel Number

Primary APN	`1010-122-03-015.000`
Alternative APN	`270000052160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,773 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	636 FERNDALE AVE
City	FINDLAY
State	OH
Zip	45840-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROY ADD LOT 65
Legal Subdivision	CROY ADD
Legal Lot Number	65
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	6
Census Block	6004
Census Tract	400

Owner

636 Ferndale Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 FERNDALE AVE, FINDLAY, OH 45840-2734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Jul 20, 1992
Deed Document Number	20221983
Deed Book / Page	2592 / 1794
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	02416/2401
Record Updated	Sep 20, 2026

March 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 3, 2022
Property Address	636 FERNDALE AVE, FINDLAY, OH 45840-2734
Document Number	02592/1794
Book / Page	2592 / 1794
Instrument Date	Mar 2, 2022
Instrument	202200001983
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 FERNDALE AVE, FINDLAY, OH 45840-2734

Mortgage

Document Number	202200001984
Date	Mar 3, 2022
Instrument	202200001984

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	636 FERNDALE AVE, FINDLAY, OH 45840-2734
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2561/2608
Date	Sep 19, 2019
Book Page	2561/2608
Instrument	201900008021

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 636 Ferndale Ave was $1,885 with a homeowner's exemption, up 15.6% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 (+15.57%) Homeowner's exemption	$60,300 (+34.03%) Land $9,460 Building $50,840	$172,280 Land $27,030 Building $145,250
2024	$1,631.00 (-0.18%)	$44,990 (-) Land $6,760 Building $38,230
2023	$1,634.00 Homeowner's exemption	$44,990 Land $6,760 Building $38,230
2022			$128,530 Land $19,310 Building $109,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 636 Ferndale Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 636 Ferndale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, Verizon.

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