Santa Clara County property record for 643 E Saint James St, San Jose, CA 95112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,833 sqft · built 1910 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $334,000 (Mar 2008) |
| Tax Bill | $3,455 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 467-04-010 |
| Primary APN | 467-04-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 1,781 sqft |
| 1st Floor Area | 1,781 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,535 sqft (0.173 acres) |
| Lot Dimensions | 137 ft deep x 55 ft wide |
| Porch | None |
| Cooling System | None |
|---|
| Street Address | 643 E SAINT JAMES ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95112-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BLK 10 PART OF LOT 105 |
| Legal Subdivision | COOK & BRAHAMS ADD |
| Legal Block | 10 |
| Legal Lot Number | 105 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 501200 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 E SAINT JAMES ST, SAN JOSE, CA 95112-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2008 · Amount on Record |
| Deed Sale | Mar 21, 2008 · Amount on Record |
| Prior Sale | Oct 15, 2003 · Amount on Record |
| Deed Document Number | 200819785786 |
| Prior Transfer Date | Oct 28, 2002 |
| Prior Transfer Doc | 0016597300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 643 E SAINT JAMES ST, SAN JOSE, CA 95112-1820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 643 E SAINT JAMES ST, SAN JOSE, CA 95112-1820 |
| Document Number | 0024810316 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 24810316 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $168,722 (+2%) Land $23,762 Building $144,960 | |
| 2025 | $3,455.00 (+5.85%) Homeowner's exemption | $165,415 (+4.04%) Land $23,297 Building $142,118 |
| 2023 | $3,264.00 (+0.93%) Homeowner's exemption | $158,994 Land $22,394 Building $136,600 |
| 2022 | $3,234.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1992) |
| Most Recent Claim | Dec 1992 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, T-Mobile.
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