685 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 685 E Saint James St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,877 sqft · built 2015
Lot Size	0.157 acres (6,850 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (Oct 2015)
Tax Bill	$13,338 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2025 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`467-04-125`

Property Details

APN / Parcel Number

Primary APN	`467-04-125`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
Gross Area	2,277 sqft
1st Floor Area	1,877 sqft
2nd Floor Area	400 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	685 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95112-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	COOK & BRANHAM ADD
Legal Block	10
Legal Lot Number	109
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4009
Census Tract	501200

Owner

Source: Santa Clara County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	685 E SAINT JAMES ST, SAN JOSE, CA 95112-1822
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 1, 2025	Deed of Trust, Mortgage · SBA Mortgage US BANK NA
Nov 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Aug 3, 2012 · Amount on Record
Deed Document Number	201523129752
Last Transfer Date	Oct 5, 2020
Transfer Doc	0024699025
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 14, 2026
Property Address	685 E SAINT JAMES ST, SAN JOSE, CA 95112-1822
Document Number	0026051018
Instrument Date	Sep 3, 2026
Instrument	202626051018
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	685 E SAINT JAMES ST, SAN JOSE, CA 95112-1822

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	685 E SAINT JAMES ST, SAN JOSE, CA 95112-1822
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 E SAINT JAMES ST, SAN JOSE, CA 95112-1822

Mortgage

Document Number	0025911517
Date	Dec 1, 2025
Instrument	25911517

Lender

Name	US BANK NA
Type	Bank
Address	9918 HIBERT ST, SAN DIEGO, CA 92131

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 12, 2020
Property Address	685 E SAINT JAMES ST, SAN JOSE, CA 95112-1822
Document Number	0024699025
Instrument Date	Oct 5, 2020
Instrument	24699025
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	685 E SAINT JAMES ST, SAN JOSE, CA 95112-1822

Mortgage

Document Number	0024699026
Date	Nov 12, 2020
Instrument	24699026

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$996,157 (+2%) Land $647,443 Building $348,714
2025	$13,338.00 (+8.13%)	$976,626 (+4.04%) Land $634,749 Building $341,877
2023	$12,335.00 (+0.86%)	$938,703 Land $610,101 Building $328,602
2022	$12,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1992)
Most Recent Claim	Dec 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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