551 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 551 E Saint James St, San Jose, CA 95112

Property Summary

Property TypeMulti-Family Dwellings
Details1,752 sqft · built 1928
Lot Size0.067 acres (2,925 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Mar 2017)
Tax Bill$12,430 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN467-03-096

Property Details

APN / Parcel Number

Primary APN467-03-096

Interior

Units2 Units
Stories2 Stories
Building Area1,752 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleL-Shape
Construction TypeWood
Lot Area2,925 sqft (0.067 acres)
Lot Dimensions65 ft deep x 45 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address551 E SAINT JAMES ST
CitySAN JOSE
StateCA
Zip95112-3408
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR2
Legal SubdivisionCOOK & BRANHAM ADD
Legal Block5
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group4
Census Block4007
Census Tract501200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2329 BENTON ST, SANTA CLARA, CA 95050-4432
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 16, 2017Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2017 · Amount on Record
Deed SaleMar 16, 2017 · Amount on Record
Prior SaleNov 26, 2002 · Amount on Record
Deed Document Number201723604252
Prior Transfer DateMay 19, 2003
Prior Transfer Doc0017066639
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address551 E SAINT JAMES ST, SAN JOSE, CA 95112-3408
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2329 BENTON ST, SANTA CLARA, CA 95050-4432

Mortgage

Document Number0024727346
DateNov 30, 2020
Instrument24727346
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMar 16, 2017
Property Address551 E SAINT JAMES ST, SAN JOSE, CA 95112-3408
Document Number0023604252
Map ReferenceMAP A PG72&73
Instrument DateMar 2, 2017
Instrument23604252
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2329 BENTON ST, SANTA CLARA, CA 95050-4432

Mortgage

Document Number0023604253
DateMar 16, 2017
Instrument23604253
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$846,409 (+2%) Land $532,705 Building $313,704
2025$12,430.00 (+7.94%)$829,813 (+4.04%) Land $522,260 Building $307,553
2023$11,516.00 (+1.01%)$797,592 Land $501,981 Building $295,611
2022$11,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1992)
Most Recent ClaimDec 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, T-Mobile.

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