Sacramento County property record for 6428 Pearson Ln, North Highlands, CA 95660
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,272 sqft · built 1956 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Jun 1996) |
| Tax Bill | $26 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-0184-010-0000 |
| Primary APN | 217-0184-010-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6428 PEARSON LN |
|---|---|
| City | NORTH HIGHLANDS |
| State | CA |
| Zip | 95660-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | LARCHMONT VILLAGE 05, LOT 666 |
| Legal Subdivision | LARCHMONT VILLAGE 05 EXC M/R |
| Legal Lot Number | 666 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 7403 |
6428 Pearson Ln is owned and occupied by two individuals who bought it in June 1996.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6428 PEARSON LN, NORTH HIGHLANDS, CA 95660-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · VA Mortgage EMM LOANS LLC |
| Jun 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 1996 · Amount on File |
| Deed Sale | Jun 10, 1996 · Amount on File |
| Deed Book / Page | 960610 / 1181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6428 PEARSON LN, NORTH HIGHLANDS, CA 95660-4138 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6428 PEARSON LN, NORTH HIGHLANDS, CA 95660-4138 |
| Document Number | 0000000518 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 2023010500518 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6428 PEARSON LN, NORTH HIGHLANDS, CA 95660-4138 |
| Document Number | 1906281461 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6428 PEARSON LN NORTH HIGHLANDS CA 956604138, NORTH HIGHLANDS, CA 95660-4138 |
| Document Number | 1906281461 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 1906281461 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630-8765 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 27, 2034 |
The 2025 property tax bill for 6428 Pearson Ln was $26.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $105,028 (+2%) Land $47,431 Building $57,597 | |
| 2025 | $26.00 | $102,969 Land $46,501 Building $56,468 |
| 2024 | $26.00 | |
| 2023 | $26.00 | $98,973 Land $44,697 Building $54,276 |
| 2022 | $26.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6428 Pearson Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6428 Pearson Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Succeed.Net, Verizon.
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