Charles County property record for 6428 Bear Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,399 sqft · built 1991 |
| Lot Size | 0.117 acres (5,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Jan 2021) |
| Tax Bill | $10,658 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-166210 |
| Primary APN | 06-166210 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| Gross Area | 1,639 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 503 sqft |
| Finished Basement | 503 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 5,081 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 166210 |
|---|---|
| Street Address | 6428 BEAR CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 14 PARCEL B HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 850710 |
6428 Bear Ct is owned and occupied by an individual who bought it in January 2021.
Source: Charles County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6428 BEAR CT, WALDORF, MD 20603-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
| Jan 8, 2021 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| May 27, 2020 | Grant Deed, Transfer · Conventional with PMI WCP FUND I LLC |
| Feb 3, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Prior Sale | May 27, 2020 · Amount on File |
| Deed Book / Page | 11533 / 26 |
| Prior Transfer Date | Jan 7, 2020 |
| Prior Transfer Doc | 0109870240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6428 BEAR CT, WALDORF, MD 20603-4301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MILLENNIUM TTL & ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 0115330053 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 11533/53 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 8, 2021 |
| Property Address | 6428 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 0115330026 |
| Book / Page | 11533 / 26 |
| Map Reference | MB DGB 36 PL 197 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MILLENNIUM TTL & ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,467.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6428 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 0001153334 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 11533/34 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 27, 2020 |
| Property Address | 6428 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 0111440168 |
| Book / Page | 011144 / 000168 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5608 BLOOMFIELD DR #204 ALEXANDRIA VA 223122528, 204, ALEXANDRIA, VA 22312-2528 |
| Document Number | 111440171 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 011144/000171 |
| Name | WCP FUND I LLC |
|---|---|
| Address | FALLS CHURCH, VA 22043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 3, 2020 |
| Property Address | 6428 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 0109870240 |
| Book / Page | 010987 / 000240 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $248.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6428 BEAR CT WALDORF MD 206034301, WALDORF, MD 20603-4301 |
The 2025 property tax bill for 6428 Bear Ct was $10,658.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,767 | $380,800 Land $125,000 Building $255,800 | |
| 2025 | $10,658.00 | ||
| 2023 | $4,234.00 | $297,133 | $335,700 Land $125,000 Building $210,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6428 Bear Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6428 Bear Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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