6426 Bear Ct, Waldorf, MD 20603 Property Records

Charles County property record for 6426 Bear Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,252 sqft · built 1991
Lot Size0.133 acres (5,783 sqft)
Owner2 Individual Names on Record
Last Sale$399,000 (Jun 2021)
Tax Bill$11,868 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-166202

Property Details

APN / Parcel Number

Primary APN06-166202
Alternative APNs
  • 6166202
  • 166202

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,252 sqft Living Area
Gross Area2,532 sqft
1st Floor Area1,162 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,783 sqft (0.133 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area64 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number166202
Street Address6426 BEAR CT
CityWALDORF
StateMD
Zip20603-4301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 13 PARCEL B HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block2
Legal Lot Number13
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2003
Census Tract850710

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6426 BEAR CT, WALDORF, MD 20603-4301
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleMay 5, 2003 · Amount on Record
Deed Book / Page11875 / 70
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 10, 2021
Property Address6426 BEAR CT, WALDORF, MD 20603-4301
Document Number0118750070
Book / Page11875 / 70
Map ReferenceMB DGB 36 PL 197
Instrument DateMay 14, 2021
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyJDM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,992.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6426 BEAR CT, WALDORF, MD 20603-4301

Mortgage

Document Number1187579
DateJun 10, 2021
Instrument11875/79
Lender
NameMORTGAGE ONE SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,733 (+23.45%)$448,800 (+21.1%) Land $125,000 Building $323,800
2025$11,868.00 (+145.51%)
2023$4,834.00$342,433$370,600 Land $125,000 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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