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6427 Bear Ct, Waldorf, MD 20603 Property Records

Charles County property record for 6427 Bear Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,440 sqft · built 1988
Lot Size0.203 acres (8,833 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Jul 2015)
Tax Bill$10,657 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-166237

Property Details

APN / Parcel Number

Primary APN06-166237
Alternative APNs
  • 6166237
  • 166237

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,440 sqft Living Area
Gross Area2,924 sqft
1st Floor Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,833 sqft (0.203 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number166237
Street Address6427 BEAR CT
CityWALDORF
StateMD
Zip20603-4302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 16 PARCEL B HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block2
Legal Lot Number16
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2003
Census Tract850710

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3427 BEAR CT, WALDORF, MD 20603
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2015 · Amount on File
Deed SaleJul 2, 2015 · Amount on File
Prior SaleMar 3, 2015 · Amount on File
Deed Book / Page8993 / 364
Prior Transfer DateJun 5, 2014
Prior Transfer Doc0088390439
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6427 BEAR CT, WALDORF, MD 20603-4302
Document Number0107670471
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6427 BEAR CT WALDORF MD 206034302, WALDORF, MD 20603-4302

Mortgage

Document Number0107670471
DateSep 3, 2019
Book Page010767/000471
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 2, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,000 (+20.84%)$399,300 (+22.33%) Land $125,200 Building $274,100
2025$10,657.00 (+141.71%)
2023$4,409.00$310,333$326,400 Land $125,200 Building $201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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