6425 Sugar Tree Dr, Independence, KY 41051 Property Records

Kenton County property record for 6425 Sugar Tree Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,239 sqft · built 1963
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Oct 2023)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-20-00-090.00`

Property Details

APN / Parcel Number

Primary APN	`060-20-00-090.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,239 sqft Finished Area
Gross Area	1,711 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	6425 SUGAR TREE DR
City	INDEPENDENCE
State	KY
Zip	41051-9339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION HGTS LOTS 144-145-146 0.78 ACS WS SUGAR TREE DR
Legal Subdivision	PLANTATION HGTS
Legal Lot Number	144-146
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2012
Census Tract	65800

Owner

6425 Sugar Tree Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6425 SUGAR TREE DR, INDEPENDENCE, KY 41051-9339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Deed Document Number	2023189
Deed Book / Page	249 / 676
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0005900189
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 2, 2023
Property Address	6425 SUGAR TREE DR, INDEPENDENCE, KY 41051-9339
Document Number	0005900189
Book / Page	KC 249 / 676
Map Reference	MB 4 PG 19
Instrument Date	Sep 29, 2023
Instrument	23100205900189
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6425 SUGAR TREE DR, INDEPENDENCE, KY 41051-9339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6425 SUGAR TREE DR, INDEPENDENCE, KY 41051-9339

Mortgage

Document Number	0005900190
Date	Oct 2, 2023
Instrument	23100205900190

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6425 Sugar Tree Dr was $2,434.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,300 (-) Land $30,000 Building $179,300	$209,300 (-) Land $30,000 Building $179,300
2025	$2,434.00	$209,300 Land $30,000 Building $179,300	$209,300 Land $30,000 Building $179,300
2023	$748.00 (-10.31%) Homeowner's exemption	$105,700 (-) Land $25,000 Building $80,700	$105,700 (-) Land $25,000 Building $80,700
2022	$834.00 Homeowner's exemption	$105,700 Land $25,000 Building $80,700	$105,700 Land $25,000 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6425 Sugar Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6425 Sugar Tree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20