6414 Sugar Tree Dr, Independence, KY 41051 Property Records

Kenton County property record for 6414 Sugar Tree Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 1950
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Tax Bill	$2,392 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-20-00-100.00`

Property Details

APN / Parcel Number

Primary APN	`060-20-00-100.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,528 sqft Finished Area
Gross Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	6414 SUGAR TREE DR
City	INDEPENDENCE
State	KY
Zip	41051-9393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION HGTS LOTS 46-47-48-49 1.25 ACS ES SUGAR TREE DR
Legal Subdivision	PLANTATION HGTS
Legal Lot Number	46-49
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2003
Census Tract	65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6414 SUGAR TREE DR, INDEPENDENCE, KY 41051-9393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 11, 2018
Transfer Doc	0005900194
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 18, 2018
Property Address	6414 SUGAR TREE DR, INDEPENDENCE, KY 41051-9393
Document Number	0000000194
Book / Page	0I4166 / 000208
Instrument Date	Sep 11, 2018
Instrument	194
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 SUGAR FREE DR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Mortgage

Document Number	195
Date	Sep 18, 2018
Book Page	0I4166/000211
Instrument	195

Lender

Name	KENTUCKY FEDERAL S&L ASSN
Address	1050 SCOTT ST, COVINGTON, KY 41011-3159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2033

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,700 (-) Land $30,000 Building $175,700	$205,700 (-) Land $30,000 Building $175,700
2025	$2,392.00 (+34.46%)	$205,700 (+45.89%) Land $30,000 Building $175,700	$205,700 (+45.89%) Land $30,000 Building $175,700
2023	$1,779.00	$141,000 Land $30,000 Building $111,000	$141,000 Land $30,000 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20