6419 Sugar Tree Dr, Independence, KY 41051 Property Records

Kenton County property record for 6419 Sugar Tree Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,044 sqft · built 1978
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,511 (2025)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`060-20-00-089.00`

Property Details

APN / Parcel Number

Primary APN	`060-20-00-089.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	1 Story
Building Area	1,044 sqft Finished Area
Gross Area	1,233 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	6419 SUGAR TREE DR
City	INDEPENDENCE
State	KY
Zip	41051-9339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION HGTS LOTS 147-148-149 0.75 ACS WS SUGAR TREE DR
Legal Subdivision	PLANTATION HGTS
Legal Lot Number	147-149
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2012
Census Tract	65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6419 SUGAR TREE DR, INDEPENDENCE, KY 41051-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	6419 SUGAR TREE DR, INDEPENDENCE, KY 41051-9339
Document Number	0000000218
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6419 SUGAR TREE LN INDEPENDENCE KY 410519339, INDEPENDENCE, KY 41051-9339

Mortgage

Document Number	0000000218
Date	Jun 27, 2019
Book Page	0I4285/000020
Instrument	218

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 26, 2059

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,100 (-) Land $30,000 Building $149,100	$179,100 (-) Land $30,000 Building $149,100
2025	$1,511.00 (+46.98%) Homeowner's exemption	$179,100 (+40.03%) Land $30,000 Building $149,100	$179,100 (+40.03%) Land $30,000 Building $149,100
2023	$1,028.00 Homeowner's exemption	$127,900 Land $25,000 Building $102,900	$127,900 Land $25,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20