Hamilton County property record for 6386 River Stream Dr, Harrison, TN 37341
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,708 sqft · built 2002 |
| Lot Size | 0.912 acres (39,753 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $458,337 (Sep 2023) |
| Tax Bill | $1,675 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094A D 022 |
| Primary APN | 094A D 022 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,708 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,753 sqft (0.912 acres) |
| Lot Dimensions | 187 ft deep x 103 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000142655 |
|---|---|
| Street Address | 6386 RIVER STREAM DR |
| City | HARRISON |
| State | TN |
| Zip | 37341-7660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 260 RIVER COVE UNIT 6 PB60 PG1 REV 64-194 OUT OF 94-31 FOR 1999 |
| Legal Subdivision | RIVER COVE SUB UNIT |
| Legal Lot Number | 260 |
| Legal Unit | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10101 |
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6386 RIVER STREAM DR, HARRISON, TN 37341-7660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP |
| Aug 31, 2021 | Deed of Trust, Mortgage · VA Mortgage CHANGE LENDING LLC |
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Jan 13, 2020 | Warranty Deed, Transfer · VA Mortgage NEW DAY FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Jan 13, 2020 · Amount on Record |
| Deed Document Number | 2023145 |
| Deed Book / Page | 13397 / 74 |
| Prior Transfer Date | Mar 9, 2005 |
| Prior Transfer Doc | 0000000287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6386 RIVER STREAM DR, HARRISON, TN 37341-7660 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000293 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 13086/101 |
| Instrument | 2022091200293 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6386 RIVER STREAM DR, HARRISON, TN 37341-7660 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000211 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 12631/412 |
| Instrument | 2021083100211 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 12, 2023 |
| Property Address | 6386 RIVER STREAM DR, HARRISON, TN 37341-7660 |
| Document Number | 0000000145 |
| Book / Page | 13397 / 74 |
| Map Reference | MB 64 PG 194 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023091200145 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,695.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6386 RIVER STREAM DR, HARRISON, TN 37341-7660 |
| Document Number | 0000000146 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023091200146 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 13, 2020 |
| Property Address | 6386 RIVER STREAM DR, HARRISON, TN 37341-7660 |
| Document Number | 0113000344 |
| Book / Page | 011877 / 000699 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 200113000344 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | RELI TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6386 RIVER STREAM DR HARRISON TN 373417660, HARRISON, TN 37341-7660 |
| Document Number | 113000345 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 011877/000702 |
| Instrument | 200113000345 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,675.00 (+2.2%) | $110,575 (+50.85%) | $442,300 (+50.85%) Land $65,000 Building $377,300 |
| 2024 | $1,639.00 (-0.55%) | $73,300 (-) | $293,200 (-) Land $50,000 Building $243,200 |
| 2023 | $1,648.00 | $73,300 (-) | $293,200 (-) Land $50,000 Building $243,200 |
| 2022 | $1,648.00 | $73,300 | $293,200 Land $50,000 Building $243,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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