Baldwin County property record for 6421 Co Rd 95, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1988 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $528,000 (Oct 2021) |
| Tax Bill | $4,070 (2026) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-26-0-000-040.014 |
| Primary APN | 62-07-26-0-000-040.014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Heated Area |
| 1st Floor Area | 1,392 sqft |
| Upper Floors Area | 86 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 200 ft deep x 95 ft wide |
| View / Lot | Waterfront / Beach |
| Pool Area | 512 sqft |
| Boat House | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 513088 |
|---|---|
| Street Address | 6421 COUNTY ROAD 95 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95' X 200' LOT 9 UNIT 2 1ST ADD TO PIRATES COVE PB11 PG155 SEC 26-T8S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | PIRATES COVE |
| Legal Lot Number | 9 |
| Legal Unit | 21 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11601 |
6421 Co Rd 95 is owned by an individual who bought it in October 2021.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 MCINTOSH BLUFF RD, FAIRHOPE, AL 36532-6300 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on File |
| Deed Sale | Oct 13, 2021 · Amount on File |
| Deed Document Number | 20211950828 |
| Prior Transfer Date | Jan 30, 2009 |
| Prior Transfer Doc | 0001162551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 13, 2021 |
| Property Address | 6421 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5721 |
| Document Number | 0001950828 |
| Map Reference | MB 11 PG 155 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 1950828 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 922, BREWTON, AL 36427-0922 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 MCDNOSH BLUFF RD, FAIRHOPE, AL 36532 |
The 2026 property tax bill for 6421 Co Rd 95 was $4,070, up 7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,070.00 (+6.99%) | ||
| 2025 | $3,804.00 | $135,880 Land $49,060 Building $86,820 | $681,500 Land $246,000 Building $435,500 |
| 2023 | $3,639.00 (+135.38%) | $129,980 (+135.3%) | $649,900 (+17.67%) Land $282,700 Building $367,200 |
| 2022 | $1,546.00 (+54.29%) | $55,240 | $552,300 Land $270,900 Building $281,400 |
| 2021 | $1,002.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6421 Co Rd 95 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6421 Co Rd 95 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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