Baldwin County property record for 6366 Co Rd 95, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,800 sqft · built 1979 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,696 (2026) |
| Flood Zone | Zone VE (high risk) |
| APN | 62-07-26-0-000-033 |
| Primary APN | 62-07-26-0-000-033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 182 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 334605 |
|---|---|
| Street Address | 6366 COUNTY ROAD 95 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100' X 185' S 25' OF LOT 18 ALL OF LOT 19 BLK B PIRATES COVE SUB PBUNRECORDED SEC 26-T8S-R5E (WD) |
| Legal Subdivision | PIRATES COVE |
| Legal Block | B |
| Legal Lot Number | 18-19 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 11601 |
6366 Co Rd 95 is owned and occupied by an individual who acquired it in February 2015.
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6366 COUNTY ROAD 95, ELBERTA, AL 36530-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2015 |
| Transfer Doc | 0001508491 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6366 Co Rd 95 was $4,696, up 7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,696.00 (+6.99%) | ||
| 2025 | $4,389.00 | $156,760 Land $93,640 Building $63,120 | $788,200 Land $470,800 Building $317,400 |
| 2023 | $4,061.00 (+33.94%) | $145,040 (+33.9%) | $725,200 (+33.9%) Land $396,800 Building $328,400 |
| 2022 | $3,032.00 (+62.23%) | $108,320 | $541,600 Land $378,200 Building $163,400 |
| 2021 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6366 Co Rd 95 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6366 Co Rd 95 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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