642 Old Moreland Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 642 Old Moreland Rd, Bluffton, SC 29910

Property Summary

Property Type	Townhouse
Details	3 bd · 4.5 ba · 3,060 sqft · built 2022
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on Record
Last Sale	$1,471,146 (Nov 2022)
Tax Bill	$24,110 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2022 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`242010696`

Property Details

APN / Parcel Number

Primary APN	`242010696`
Alternative APN	`R614 052 000 0308 0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,060 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	2,526 sqft (0.058 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	642 OLD MORELAND RD
City	BLUFFTON
State	SC
Zip	29910-8033
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 5633 MORELAND PB152 PG191
Legal Subdivision	PALMETTO BLUFF S/D
Legal Lot Number	5633
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1102
Census Tract	2102

Owner

Source: Beaufort County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 4, 2022	Correction Deed
Jul 25, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 22, 2022	Correction Deed
May 4, 2021	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	202260974
Deed Book / Page	4195 / 3245
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051971
Date	Nov 7, 2023
Book Page	4288/1918
Instrument	2023051971

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 4, 2022
Property Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000060974
Book / Page	4195 / 3245
Map Reference	MB 152 PG 191
Instrument Date	Nov 2, 2022
Instrument	2022060974
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033

July 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 25, 2022
Property Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000042524
Book / Page	4167 / 454
Map Reference	MB 152 PG 191
Instrument Date	Jun 23, 2022
Instrument	2022042524
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,825.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033

Mortgage

Document Number	0000042525
Date	Jul 25, 2022
Instrument	2022042525

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	3
Max Rate	9.7%

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 22, 2022
Property Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000036418
Book / Page	4157 / 2926
Map Reference	MB 152 PG 191
Instrument Date	Jun 22, 2022
Instrument	2022036418
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SANDY SPRINGS PL STE 110, 110, SANDY SPRINGS, GA 30328-5923
Investor	Possibly a Property Investor

May 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 4, 2021
Property Address	642 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000032307
Book / Page	4006 / 3041
Map Reference	MB 141 PG 105
Instrument Date	Dec 16, 2020
Instrument	2021032307
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, BUTLER & COLLEGE LLC

Transaction

Amount	Amount Recorded
Tax	$730.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SANDY SPRINGS PL STE 110, 110, SANDY SPRINGS, GA 30328-5923
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032308
Date	May 4, 2021
Instrument	2021032308

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Jan 5, 2022

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,110.00 (+1.49%)	$84,460 (+5%)
2024	$23,756.00 (+0.45%)	$56,308 (-) Land $14,000 Building $42,308	$1,407,700 (-) Land $350,000 Building $1,057,700
2023	$23,649.00 (+931.36%)	$56,308 (+628.43%) Land $14,000 Building $42,308	$1,407,700 (+992.93%) Land $350,000 Building $1,057,700
2022	$2,293.00	$7,730	$128,800 Land $128,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of South Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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