638 Old Moreland Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 638 Old Moreland Rd, Bluffton, SC 29910

Property Summary

Property Type	Townhouse
Details	4 bd · 6 ba · 3,036 sqft · built 2023
Lot Size	0.066 acres (2,875 sqft)
Owner	Company Name on File
Last Sale	$2,167,417 (Oct 2023)
Tax Bill	$31,285 (2025)
Deeds & Mortgages	Feb 2024 Transfer Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`242010698`

Property Details

APN / Parcel Number

Primary APN	`242010698`
Alternative APN	`R614 052 000 0310 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,036 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	2,875 sqft (0.066 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	638 OLD MORELAND RD
City	BLUFFTON
State	SC
Zip	29910-8033
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 5635 MORELAND PB152 PG191
Legal Subdivision	PALMETTO BLUFF S/D
Legal Lot Number	5635
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1102
Census Tract	2102

Owner

638 Old Moreland Rd, a townhouse, is owned by a company that acquired it in January 2024.

Source: Beaufort County records, as of March 12, 2026

Owner of Record	Company Name on File
Mailing Address	4139 GRAND PARK DR, TIMNATH, CO 80547-2353
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Intrafamily Transfer, Transfer
Oct 13, 2023	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jan 28, 2022	Limited Warranty Deed, Transfer · Line of Credit AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Jan 28, 2022 · Amount on File
Deed Document Number	202348267
Deed Book / Page	4282 / 2575
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000006310
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Feb 12, 2024
Property Address	638 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000006310
Book / Page	4309 / 2338
Map Reference	MB 152 PG 191
Instrument Date	Jan 30, 2024
Instrument	2024006310
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4139 GRAND PARK DR, TIMNATH, CO 80547-2353

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 13, 2023
Property Address	638 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000048267
Book / Page	4282 / 2575
Map Reference	MB 152 PG 191
Instrument Date	Sep 28, 2023
Instrument	2023048267
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,635.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 STATE ST, BLUFFTON, SC 29910-9699

Mortgage

Document Number	0000048268
Date	Oct 13, 2023
Instrument	2023048268

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.58%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Margin	3
Max Rate	10.5%

January 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 28, 2022
Property Address	638 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000005843
Book / Page	4109 / 1822
Map Reference	MB 152 PG 191
Instrument Date	Nov 16, 2021
Instrument	2022005843
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$379.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SANDY SPRINGS PL STE 110, 110, SANDY SPRINGS, GA 30328-5923

Mortgage

Document Number	0000005847
Date	Jan 28, 2022
Instrument	2022005847

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 5, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 638 Old Moreland Rd was $31,285, down 14.3% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,285.00 (-14.29%)	$109,740 (-15.61%)
2024	$36,500.00 (+1,562.87%)	$130,040 (+1,582.28%)	$2,167,400 (+18.5%) Land $200,000 Building $1,967,400
2023	$2,195.00 (-50.32%)	$7,730 (-48.47%)	$1,829,000 (+631.6%) Land $200,000 Building $1,629,000
2022	$4,418.00	$15,000	$250,000 Land $250,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 638 Old Moreland Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Old Moreland Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of South Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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