640 Old Moreland Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 640 Old Moreland Rd, Bluffton, SC 29910

Property Summary

Property Type	Townhouse
Details	3 bd · 4.5 ba · 2,962 sqft · built 2022
Lot Size	0.074 acres (3,223 sqft)
Owner	Individual Name on Record
Last Sale	$1,900,000 (Feb 2026)
Tax Bill	$24,110 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`242010697`

Property Details

APN / Parcel Number

Primary APN	`242010697`
Alternative APN	`R614 052 000 0309 0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,962 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,223 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	640 OLD MORELAND RD
City	BLUFFTON
State	SC
Zip	29910-8033
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 5634 MORELAND PB152 PG191
Legal Subdivision	PALMETTO BLUFF S/D
Legal Lot Number	5634
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1102
Census Tract	2102

Owner

Source: Beaufort County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 SEVILLE AVE, RYE, NY 10580-1832
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 4, 2022	Correction Deed
Nov 2, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2022	Correction Deed
Jun 29, 2022	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	20264576
Deed Book / Page	4504 / 1235
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	0000060312
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 3, 2026
Property Address	640 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000004576
Book / Page	4504 / 1235
Map Reference	MB 152 PG 191
Instrument Date	Jan 12, 2026
Instrument	2026004576
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SEVILLE AVE, RYE, NY 10580-1832

Mortgage

Document Number	0000004578
Date	Feb 3, 2026
Instrument	2026004578

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 4, 2022
Property Address	640 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000060869
Book / Page	4195 / 2947
Map Reference	MB 152 PG 191
Instrument Date	Nov 2, 2022
Instrument	2022060869
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 OLD MORELAND RD, BLUFFTON, SC 29910-8033

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 2, 2022
Property Address	640 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000060312
Book / Page	4195 / 104
Map Reference	MB 152 PG 191
Instrument Date	Oct 31, 2022
Instrument	2022060312
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SANDY SPRINGS PL STE 110, 110, SANDY SPRINGS, GA 30328-5923
Investor	Possibly a Property Investor

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 22, 2022
Property Address	640 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000036418
Book / Page	4157 / 2926
Map Reference	MB 152 PG 191
Instrument Date	Jun 22, 2022
Instrument	2022036418
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SANDY SPRINGS PL STE 110, 110, SANDY SPRINGS, GA 30328-5923

June 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 29, 2022
Property Address	640 OLD MORELAND RD, BLUFFTON, SC 29910-8033
Document Number	0000037594
Book / Page	4159 / 2791
Map Reference	MB 152 PG 191
Instrument Date	Jun 22, 2022
Instrument	2022037594
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$3,660.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 OLD MORELAND RD, BLUFFTON, SC 29910-8033

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,110.00 (+1.49%)	$84,460 (+5%)
2024	$23,756.00 (+0.45%)	$56,308 (-) Land $14,000 Building $42,308	$1,407,700 (-) Land $350,000 Building $1,057,700
2023	$23,649.00 (+931.36%)	$56,308 (+628.43%) Land $14,000 Building $42,308	$1,407,700 (+992.93%) Land $350,000 Building $1,057,700
2022	$2,293.00	$7,730	$128,800 Land $128,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of South Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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