642 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 642 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	2 ba · 14,512 sqft · built 1961
Lot Size	5.68 acres (247,421 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Sep 2022)
Tax Bill	$17,825 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:11 L:7`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:11 L:7`
Alternative APN	`110070000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	14,512 sqft Total Area
Gross Area	14,704 sqft
1st Floor Area	8,160 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	247,421 sqft (5.68 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	110070000
Street Address	642 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4415
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	I1
Legal Lot Number	7
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1021
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 526, BIDDEFORD, ME 04005-0526
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage MAINE COMMUNITY BANK
Feb 21, 2024	Deed of Trust, Mortgage · Construction Mortgage GORHAM SAVINGS BANK
Sep 19, 2022	Warranty Deed, Transfer · Commercial Mortgage GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Deed Book / Page	19114 / 416
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	642 ELM ST, BIDDEFORD, ME 04005-4415
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197650550
Date	Oct 17, 2025
Book Page	19765/550
Instrument	2025037770

Lender

Name	MAINE COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	642 ELM ST, BIDDEFORD, ME 04005-4415
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193910393
Date	Feb 21, 2024
Book Page	19391/393
Instrument	2024005036

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 19, 2022
Property Address	642 ELM ST, BIDDEFORD, ME 04005-4415
Document Number	0191140416
Book / Page	19114 / 416
Instrument Date	Sep 16, 2022
Instrument	2022039905
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 ELM ST, BIDDEFORD, ME 04005-4417

Mortgage

Document Number	2022039906
Date	Sep 19, 2022
Instrument	2022039906

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0191220180
Date	Sep 28, 2022
Book Page	19122/180
Instrument	2022041642

Lender

Name	P&A INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,825.00 (-16.46%)	$1,193,100 (-20.48%) Land $608,500 Building $584,600
2024	$21,336.00 (+18.21%)	$1,500,400 (+9.06%) Land $608,500 Building $891,900
2023	$18,049.00 (+4.74%)	$1,375,700 (+31.01%) Land $608,500 Building $767,200
2022	$17,232.00	$1,050,100 Land $474,900 Building $575,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GoNetspeed, T-Mobile.

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