641 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 641 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Restaurant
Details	2 ba · 2,188 sqft · built 1979
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$6,566 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:15 L:6`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:15 L:6`
Alternative APN	`150060000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,188 sqft Total Area
Gross Area	3,428 sqft
1st Floor Area	2,188 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	150060000
Street Address	641 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4421
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	I1
Legal Lot Number	6
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1019
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 LETELLIER LN, ARUNDEL, ME 04046-8735
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage GRANITE STATE ECONOMIC DEVELOPMENT CORP
Mar 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHERN ME FIN AGENC
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage GORHAM SAVINGS BANK
Sep 30, 2022	Warranty Deed, Transfer · Commercial Mortgage GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	202620016
Deed Book / Page	19923 / 177
Transfer Doc	0169930463
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 12, 2026
Property Address	641 ELM ST, BIDDEFORD, ME 04005-4421
Document Number	0199230177
Book / Page	19923 / 177
Instrument Date	Jun 8, 2026
Instrument	202620016
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LETELLIER LN, ARUNDEL, ME 04046-8735

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	641 ELM ST, BIDDEFORD, ME 04005-4421
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191260580
Date	Oct 4, 2022
Book Page	19126/580
Instrument	2022042740

Lender

Name	GRANITE STATE ECONOMIC DEVELOPMENT CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	641 ELM ST, BIDDEFORD, ME 04005-4421
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192110308
Date	Mar 21, 2023
Book Page	19211/308
Instrument	2023007334

Lender

Name	SOUTHERN ME FIN AGENC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	641 ELM ST, BIDDEFORD, ME 04005-4421
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191260572
Date	Oct 4, 2022
Book Page	19126/572
Instrument	2022042739

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 30, 2022
Property Address	641 ELM ST, BIDDEFORD, ME 04005-4421
Document Number	0191240318
Book / Page	19124 / 318
Instrument Date	Sep 30, 2022
Instrument	2022042131
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LITTLE FALLS RD, HOLLIS CENTER, ME 04042-3924

Mortgage

Document Number	0191260564
Date	Oct 4, 2022
Book Page	19126/564
Instrument	2022042738

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,566.00 (+6.13%)	$439,500 (+1.01%) Land $212,400 Building $227,100
2024	$6,187.00 (+8.37%)	$435,100 (-) Land $212,400 Building $222,700
2023	$5,709.00 (+10.77%)	$435,100 (+38.52%) Land $212,400 Building $222,700
2022	$5,154.00	$314,100 Land $163,700 Building $150,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GoNetspeed, T-Mobile.

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