634 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 634 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 841 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,600 (Dec 2020)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:11 L:4`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:11 L:4`
Alternative APN	`110040000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	841 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	841 sqft
Basement Area	841 sqft
Unfinished Basement	841 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	110040000
Street Address	634 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I1
Legal Lot Number	4
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1014
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 ELM ST, BIDDEFORD, ME 04005-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NOVUS HOME MORTGAGE
Nov 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202064586
Deed Book / Page	18487 / 583
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Dec 14, 2020
Property Address	634 ELM ST, BIDDEFORD, ME 04005-4409
Document Number	0184870583
Book / Page	18487 / 583
Instrument Date	Dec 10, 2020
Instrument	2020064586
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	10 SULLIVAN ST # 1, 1, BIDDEFORD, ME 04005-2692

Mortgage

Document Number	2020064587
Date	Dec 14, 2020
Instrument	2020064587

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 22, 2019
Property Address	634 ELM ST, BIDDEFORD, ME 04005-4409
Document Number	0181050502
Book / Page	018105 / 000502
Instrument Date	Nov 20, 2019
Instrument	50509
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 ELM ST BIDDEFORD ME 040054409, BIDDEFORD, ME 04005-4409

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 (+6.03%)	$244,900 (+0.91%) Land $129,500 Building $115,400
2024	$3,451.00 (+8.39%)	$242,700 (-) Land $129,500 Building $113,200
2023	$3,184.00 (+6.67%)	$242,700 (+33.42%) Land $129,500 Building $113,200	$241,965
2022	$2,985.00	$181,900 Land $72,000 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GoNetspeed, T-Mobile.

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