Lake County property record for 642 Clay St, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 1968 |
| Lot Size | 0.157 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Sep 2024) |
| Tax Bill | $881 (2024) |
| Deeds & Mortgages | Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0558-0019 |
| Primary APN | 001-25-46-0558-0019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,882 sqft (0.157 acres) |
| Lot Dimensions | 125 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0558-0019 |
|---|---|
| Old Parcel Number | 254605580019 |
| Street Address | 642 CLAY ST |
| City | GARY |
| State | IN |
| Zip | 46403-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLEN L. RYAN'S 2ND SUB. N. 2FT. L.15 BL.2 L.16 BL.2 EX. N. 2FT. |
| Legal Subdivision | GLEN |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10207 |
642 Clay St is owned and occupied by an individual who bought it in September 2024.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 642 CLAY ST, GARY, IN 46403-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | Oct 5, 2022 |
| Deed Document Number | 0000029889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 5, 2022 |
| Property Address | 642 CLAY ST, GARY, IN 46403-2810 |
| Document Number | 0000035383 |
| Map Reference | MB 30 PG 24 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2022-035383 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 831 CHARLES HAWKINS DR, GARY, IN 46407-2428 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,900 Land $10,800 Building $76,100 | $86,900 Land $10,800 Building $76,100 | |
| 2024 | $881.00 | ||
| 2023 | $73,000 (+7.04%) Land $10,800 Building $62,200 | $73,000 (+7.04%) Land $10,800 Building $62,200 | |
| 2022 | $781.00 Homeowner's exemption | $68,200 Land $10,700 Building $57,500 | $68,200 Land $10,700 Building $57,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 642 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 642 Clay St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 99.5% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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