623 Clay St, Gary, IN 46403 Property Records

Lake County property record for 623 Clay St, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1969
Lot Size	0.144 acres (6,316 sqft)
Owner	2 Individual Names on File
Tax Bill	$924 (2024)
Deeds & Mortgages	Nov 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0045-0004`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0045-0004`
Alternative APNs	`45-09-06-302-004.000-004` `254600450004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1969
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,316 sqft (0.144 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0045-0004
Old Parcel Number	254600450004
Street Address	623 CLAY ST
City	GARY
State	IN
Zip	46403-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB. W. 14.80A. BL.2 MILLER STA. ALL L.4 BL.2 ALL L.5 BL.2
Legal Subdivision	MILLER STATION
Legal Block	2
Legal Lot Number	4
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2020
Census Tract	10207

Owner

623 Clay St is owned and occupied by two individuals who acquired it in November 2002.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 CLAY ST, GARY, IN 46403-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2002
Deed Sale	Nov 8, 2002
Record Updated	Jun 8, 2026

November 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	LAKE IN
Recording Date	Nov 8, 2019
Property Address	623 CLAY ST, GARY, IN 46403-2811
Document Number	0000076891
Instrument Date	Sep 26, 2019
Instrument	76891
Transaction Type	Foreclosure
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CLAY ST GARY IN 464032811, GARY, IN 46403-2811

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,300 Land $6,400 Building $92,900	$99,300 Land $6,400 Building $92,900
2024	$924.00
2023		$76,800 (+0.39%) Land $6,400 Building $70,400	$76,800 (+0.39%) Land $6,400 Building $70,400
2022	$855.00 Homeowner's exemption	$76,500 Land $6,500 Building $70,000	$76,500 Land $6,500 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Clay St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.5% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20