Lake County property record for 634 Clay St, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,424 sqft · built 1969 |
| Lot Size | 0.151 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $47,500 (May 2017) |
| Tax Bill | $711 (2024) |
| Deeds & Mortgages | Apr 2023 Transfer Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0558-0017 |
| Primary APN | 001-25-46-0558-0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.151 acres) |
| Lot Dimensions | 125 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0558-0017 |
|---|---|
| Old Parcel Number | 254605580017 |
| Street Address | 634 CLAY ST |
| City | GARY |
| State | IN |
| Zip | 46403-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLEN L. RYAN'S 2ND SUB. S. 51FT. L.17 BL.2 N. 2FT. L.16 BL.2 |
| Legal Subdivision | GLEN L RYANS 02 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10207 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 634 CLAY ST, GARY, IN 46403-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Transfer on Death Deed, Transfer |
| Jul 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK |
| May 30, 2017 | Warranty Deed, Transfer · VA Mortgage CENTIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 2017 033075 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 21, 2023 |
| Property Address | 634 CLAY ST, GARY, IN 46403-2810 |
| Document Number | 0000011222 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023-011222 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4012 LILLINGTON DR, DURHAM, NC 27704-2243 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 634 CLAY ST, GARY, IN 46403-2810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000040259 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019 040259 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 30, 2017 |
| Property Address | 634 CLAY ST, GARY, IN 46403-2810 |
| Document Number | 0000033075 |
| Map Reference | MB30 PG24 |
| Instrument Date | May 22, 2017 |
| Instrument | 2017 033075 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 634 CLAY ST, GARY, IN 46403-2810 |
| Document Number | 0000033076 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017 033076 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,200 (+17.79%) Land $10,400 Building $57,800 | $68,200 (+17.79%) Land $10,400 Building $57,800 | |
| 2024 | $711.00 (+17.72%) | ||
| 2023 | $57,900 (+6.83%) Land $10,400 Building $47,500 | $57,900 (+6.83%) Land $10,400 Building $47,500 | |
| 2022 | $604.00 (-36.75%) Homeowner's exemption | $54,200 Land $10,300 Building $43,900 | $54,200 Land $10,300 Building $43,900 |
| 2021 | $955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 99.5% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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