640 Chip Ct, Gurnee, IL 60031 Property Records

Lake County property record for 640 Chip Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,162 sqft · built 1976
Lot Size0.022 acres (948 sqft)
OwnerCompany Name on Record
Last Sale$103,500 (Feb 1999)
Tax Bill$5,369 (2024)
Deeds & MortgagesMar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN07-28-202-062

Property Details

APN / Parcel Number

Primary APN07-28-202-062

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,162 sqft Living Area
1st Floor Area789 sqft
2nd Floor Area373 sqft
Upper Floors Area373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area948 sqft (0.022 acres)
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address640 CHIP CT
CityGURNEE
StateIL
Zip60031-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHERRIDGE PART OF NEIGHBORHOOD NO 1 PHASE 4 U-266
Legal SubdivisionHEATHERRIDGE
Legal Phase4
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1056
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address206 LAKE SHORE DR, LINDENHURST, IL 60046-7026
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 1999 · Amount on Record
Deed SaleFeb 27, 1999 · Amount on Record
Deed Document Number19994309788
Record UpdatedOct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateMar 21, 2019
Property Address640 CHIP CT, GURNEE, IL 60031-3113
Document Number0007550020
Instrument DateMar 13, 2019
Instrument7550020
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address206 LAKE SHORE DR LINDENHURST IL 600467026, LINDENHURST, IL 60046-7026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,023 (+17.65%) Land $8,940 Building $54,083$189,088 (+17.65%) Land $26,823 Building $162,265
2024$5,369.00 (+15.09%)
2023$4,665.00 (+17.01%)$53,568 (+11.92%) Land $7,599 Building $45,969$160,720 (+11.92%) Land $22,799 Building $137,921
2022$3,987.00$47,862 Land $5,929 Building $41,933$143,601 Land $17,789 Building $125,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Chip Ct

Nearby Streets

Search Property Records by Address or Parcel Number