642 13th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 642 13th Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$247,000 (Jul 2019)
Tax Bill$4,716 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018-001222-000

Property Details

APN / Parcel Number

Primary APN018-001222-000
Alternative APNs
  • 18 1222 0
  • 41333

Exterior

Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address642 13TH AVE N
CityONALASKA
StateWI
Zip54650-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMZA
Legal DescriptionHILLTOPPER HEIGHTS ADDITION LOT 8 & N 38FT LOT 7 BLOCK 3
Legal Range07W
Legal Township16N
Legal Section04
Legal SubdivisionHILLTOPPER HEIGHTS ADDITION
Legal Block3
Legal Lot Number7-8
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group1
Census Block1003
Census Tract10401

Owner

Source: La Crosse County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address642 13TH AVE N, ONALASKA, WI 54650-2403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Jul 30, 2019Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Deed Document Number20191729920
Prior Transfer DateSep 1, 2009
Prior Transfer Doc1550693
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address642 13TH AVE N, ONALASKA, WI 54650-2403
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001711926
DateJun 19, 2018
Instrument1711926
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2048
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJul 30, 2019
Property Address642 13TH AVE N, ONALASKA, WI 54650-2403
Document Number0001729920
Instrument DateJul 26, 2019
Instrument1729920
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyTOWN & COUNTRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$741.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 13TH AVE N, ONALASKA, WI 54650-2403

Mortgage

Document Number0001729921
DateJul 30, 2019
Instrument1729921
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,716.00 (+1.9%) Homeowner's exemption$361,000 (+31.7%) Land $73,700 Building $287,300$365,100 (+33.2%)
2023$4,628.00 Homeowner's exemption$274,100 Land $52,600 Building $221,500$274,100 Land $52,600 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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