La Crosse County property record for 615 13th Ave N, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (Apr 2016) |
| Tax Bill | $4,168 (2025) |
| Deeds & Mortgages | Jul 2010 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-001212-000 |
| Primary APN | 018-001212-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,276 sqft (0.189 acres) |
|---|
| Account Number | 41324 |
|---|---|
| Old Parcel Number | 18 1212 0 |
| Street Address | 615 13TH AVE N |
| City | ONALASKA |
| State | WI |
| Zip | 54650-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOPPER HEIGHTS ADDITION LOT 14 BLOCK 2 & SUBJ TO ESMT IN DOC NO. 1747431 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 04 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | HILLTOPPER ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10401 |
615 13th Ave N is owned and occupied by an individual who bought it in April 2016.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 615 13TH AVE N, ONALASKA, WI 54650-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2010 | Deed of Trust, Mortgage · FHA Mortgage ONE CHOICE MORTGAGE LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Jun 3, 2008 | Trustee's Deed, Foreclosure · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2016 · Amount on File |
| Deed Sale | Apr 4, 2016 · Amount on File |
| Prior Sale | Jun 3, 2008 · Amount on File |
| Deed Document Number | 1672053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 615 13TH AVE N, ONALASKA, WI 54650-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001553404 |
|---|---|
| Date | Jul 12, 2010 |
| Instrument | 1553404 |
| Name | ONE CHOICE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILWAUKEE, WI 53213 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 615 13TH AVE N, ONALASKA, WI 54650-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001764398 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 1764398 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 615 13TH AVE N, ONALASKA, WI 54650-2404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1764398 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 1764398 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jun 3, 2008 |
| Property Address | 615 13TH AVE N, ONALASKA, WI 54650-2404 |
| Document Number | 0001503466 |
| Instrument Date | May 30, 2008 |
| Instrument | 1503466 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.70 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 615 13TH AVE N, ONALASKA, WI 54650-2404 |
| Document Number | 0001503467 |
|---|---|
| Date | Jun 3, 2008 |
| Instrument | 1503467 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2038 |
The 2025 property tax bill for 615 13th Ave N was $4,168 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,168.00 Homeowner's exemption | $321,500 Land $57,900 Building $263,600 | $325,200 |
| 2023 | $4,160.00 Homeowner's exemption | $246,400 Land $41,400 Building $205,000 | $246,400 Land $41,400 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 13th Ave N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 13th Ave N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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