620 13th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 620 13th Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$4,275 (2025)
Deeds & MortgagesJul 2019 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-001218-000

Property Details

APN / Parcel Number

Primary APN018-001218-000
Alternative APNs
  • 18 1218 0
  • 41330

Exterior

Lot Area8,276 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide

Location & Zoning

Account Number41330
Old Parcel Number18 1218 0
Street Address620 13TH AVE N
CityONALASKA
StateWI
Zip54650-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLTOPPER HEIGHTS ADDITION LOT 4 BLOCK 3
Legal Range07
Legal Township16
Legal Section04
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionHILLTOPPER ADDITION
Legal Block3
Legal Lot Number4
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group1
Census Block1003
Census Tract10401

Owner

620 13th Ave N is owned and occupied by two individuals who acquired it in April 2000.

Source: La Crosse County records, as of February 16, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address620 13TH AVE N, ONALASKA, WI 54650-2403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Jul 18, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2000
Deed SaleApr 24, 2000
Deed Document Number1249902
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address620 13TH AVE N, ONALASKA, WI 54650-2403
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001728940
DateJul 11, 2019
Instrument1728940
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 10, 2049
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address620 13TH AVE N, ONALASKA, WI 54650-2403
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001784987
DateNov 22, 2021
Instrument1784987
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term96 Months
DueJun 1, 2029
Interest
Rate TypeFixed Rate

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLA CROSSE WI
Recording DateJul 18, 2023
Property Address620 13TH AVE N, ONALASKA, WI 54650-2403
Document Number0001809961
Instrument DateJul 17, 2023
Instrument1809961
Transaction TypeTransfer
Record UpdatedAug 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 620 13th Ave N was $4,275 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,275.00 Homeowner's exemption$329,200 Land $57,900 Building $271,300$333,000
2023$4,267.00 (+4.25%) Homeowner's exemption$252,700 (-) Land $41,400 Building $211,300$252,700 (-) Land $41,400 Building $211,300
2022$4,093.00 Homeowner's exemption$252,700 Land $41,400 Building $211,300$252,700 Land $41,400 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 13th Ave N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 13th Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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