6419 Northbrook Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6419 Northbrook Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,082 sqft · built 1998
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,200 (Aug 2020)
Tax Bill	$8,607 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-101-069-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-101-069-000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,082 sqft Building Perimeter
1st Floor Area	1,782 sqft
Upper Floors Area	300 sqft
Basement Area	1,041 sqft
Unfinished Basement	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Foundation Type	Raised
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Mixed
Garage Area	120 sqft
Driveway	Concrete Driveway
Driveway Area	232 sqft
Porch	Slab
Porch Area	198 sqft
Patio Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6419 NORTHBROOK DR
City	WATERLOO
State	IL
Zip	62298-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 69 VANDEBROOK ESTATES 2ND ADDN
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	69
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6419 NORTHBROOK DR, WATERLOO, IL 62298-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 17, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Dec 3, 2018	Quit Claim Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	2020410246
Prior Transfer Date	Nov 14, 2018
Prior Transfer Doc	0000398980
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6419 NORTHBROOK DR, WATERLOO, IL 62298-2745
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425991
Date	Sep 8, 2022
Instrument	425991

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2052

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 17, 2020
Property Address	6419 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000410246
Instrument Date	Aug 14, 2020
Instrument	410246
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6419 NORTHBROOK DR WATERLOO IL 622982745, WATERLOO, IL 62298-2745

Mortgage

Document Number	410247
Date	Aug 17, 2020
Instrument	410247

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Dec 3, 2018
Property Address	6419 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000398980
Instrument Date	Nov 14, 2018
Instrument	398980
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6419 NORTHBROOK DR WATERLOO IL 622982745, WATERLOO, IL 62298-2745

Mortgage

Document Number	398981
Date	Dec 3, 2018
Instrument	398981

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Interest

Rate	5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6419 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000390733
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6419 NORTHBROOK DR WATERLOO IL 622982745, WATERLOO, IL 62298-2745

Mortgage

Document Number	0000390733
Date	Jul 3, 2017
Instrument	390733

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 2, 2027

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,607.00 (+8.7%) Homeowner's exemption	$146,820 (+5.04%) Land $18,990 Building $127,830	$440,460 (+5.04%) Land $56,970 Building $383,490
2024	$7,918.00	$139,775 (+27.93%) Land $18,218 Building $121,557	$419,325 (+27.93%) Land $54,654 Building $364,671
2022	Additional exemption filed	$109,260 Land $16,810 Building $92,450	$327,780 Land $50,430 Building $277,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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