6406 Northbrook Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6406 Northbrook Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,752 sqft · built 1996
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,319 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-101-058-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-101-058-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,424 sqft (0.4 acres)
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	666 sqft

Exterior Amenities

Porch	Slab
Porch Area	87 sqft
Deck Area	207 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6406 NORTHBROOK DR
City	WATERLOO
State	IL
Zip	62298-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 58 VANDEBROOK ESTATES 2ND ADDN
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	58
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6406 NORTHBROOK DR, WATERLOO, IL 62298-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO
Mar 3, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 25, 2020
Transfer Doc	0000410564
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6406 NORTHBROOK DR, WATERLOO, IL 62298-2745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412743
Date	Nov 24, 2020
Instrument	412743

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6406 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000406754
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6406 NORTHBROOK DR WATERLOO IL 622982745, WATERLOO, IL 62298-2745

Mortgage

Document Number	0000406754
Date	Mar 17, 2020
Instrument	406754

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate	3.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6406 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000391956
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6406 NORTHBROOK DR WATERLOO IL 622982745, WATERLOO, IL 62298-2745

Mortgage

Document Number	0000391956
Date	Sep 18, 2017
Instrument	391956

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATRLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2027

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 3, 2017
Property Address	6406 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000388562
Instrument Date	Mar 3, 2017
Instrument	388562
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6406 NORTHBROOK DR WATERLOO IL 622982745, WATERLOO, IL 62298-2745

Mortgage

Document Number	388563
Date	Mar 3, 2017
Instrument	388563

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,319.00 (+1.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$118,420 (+35.82%) Land $17,600 Building $100,820	$355,260 (+35.82%) Land $52,800 Building $302,460
2024	$6,229.00
2022	Disabled Person's exemption Veteran's exemption Additional exemption filed	$87,190 Land $15,910 Building $71,280	$261,570 Land $47,730 Building $213,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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