6411 Northbrook Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6411 Northbrook Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,481 sqft · built 1995
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2026)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-101-070-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-101-070-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,481 sqft Building Perimeter
1st Floor Area	1,090 sqft
Upper Floors Area	391 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Mixed
Garage Area	368 sqft
Driveway	Concrete Driveway
Driveway Area	248 sqft

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	215 sqft
Patio Area	215 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6411 NORTHBROOK DR
City	WATERLOO
State	IL
Zip	62298-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 70 VANDEBROOK ESTATES 2ND ADDN
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	70
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	231 STONEHILL RDG, VALMEYER, IL 62295-3235
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 5, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2026442684
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 21, 2026
Property Address	6411 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000442684
Instrument Date	May 11, 2026
Instrument	2026442684
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	231 STONEHILL RDG, VALMEYER, IL 62295-3235

Mortgage

Document Number	0000442685,
Date	May 21, 2026
Instrument	2026442685

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 5, 2020
Property Address	6411 NORTHBROOK DR, WATERLOO, IL 62298-2745
Document Number	0000411471
Map Reference	SOC 191527
Instrument Date	Oct 2, 2020
Instrument	411471
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 NORTHBROOK DR, WATERLOO, IL 62298-2745

Mortgage

Document Number	0000411472
Date	Oct 5, 2020
Instrument	411472

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	2.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,300.00 (+8.47%) Homeowner's exemption	$125,390 (+4.75%) Land $17,890 Building $107,500	$376,170 (+4.75%) Land $53,670 Building $322,500
2024	$6,730.00	$119,699 (+26.45%) Land $17,278 Building $102,421	$359,097 (+26.45%) Land $51,834 Building $307,263
2022	Additional exemption filed	$94,660 Land $16,100 Building $78,560	$283,980 Land $48,300 Building $235,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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