6413 Oak Dr, Moro, IL 62067 Property Records

Madison County property record for 6413 Oak Dr, Moro, IL 62067

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 986 sqft · built 1990
Lot Size	0.4 acres (17,420 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jun 2025)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2022 Mortgage + 4 more
APN	`15-2-09-03-04-402-022`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-03-04-402-022`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	986 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	17,420 sqft (0.4 acres)
Lot Dimensions	161 ft deep x 108 ft wide
Garage Type	Attached
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6413 OAK DR
City	MORO
State	IL
Zip	62067-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERFIELD SUBD LOT 24 & PT LOT 30 108 X 161.3 IRR
Legal Subdivision	DEERFIELD SUBD
Legal Lot Number	24
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	3
Census Block	3012
Census Tract	402805

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6413 OAK DR, MORO, IL 62067-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OFALLON
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jun 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jul 14, 2022	Warranty Deed, Transfer
Oct 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Jul 14, 2022
Deed Document Number	202517184
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	6413 OAK DR, MORO, IL 62067-1629
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031804
Date	Jul 28, 2021
Instrument	2021R31804

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	6413 OAK DR, MORO, IL 62067-1629
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	BENEDICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030893
Date	Sep 20, 2022
Instrument	2022R30893

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 30, 2029

Interest

Rate Type	Fixed Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Apr 14, 2026
Property Address	6413 OAK DR, MORO, IL 62067-1629
Document Number	0000010522
Instrument Date	Apr 3, 2026
Instrument	202610522
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	6413 OAK DR, MORO, IL 62067-1629

Mortgage

Document Number	0000010522,
Date	Apr 14, 2026
Instrument	202610522

Lender

Name	CARROLLTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 25, 2025
Property Address	6413 OAK DR, MORO, IL 62067-1629
Document Number	0000017184
Map Reference	PB 36 PG 69
Instrument Date	May 30, 2025
Instrument	2025R17184
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	IL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7449 N STATE ROUTE 159, MORO, IL 62067-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6413 OAK DR, MORO, IL 62067-1629

Mortgage

Document Number	0000017185
Date	Jun 25, 2025
Instrument	2025R17185

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	1-Year CMT
Margin	3
Max Rate	14%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 14, 2022
Property Address	6413 OAK DR, MORO, IL 62067-1629
Document Number	0000023580
Map Reference	PB 36 PG 69
Instrument Date	Jun 30, 2022
Instrument	2022R23580
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6413 OAK DR, MORO, IL 62067-1629

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 25, 2021
Property Address	6413 OAK DR, MORO, IL 62067-1629
Document Number	0000044818
Map Reference	PB 36 PG 69
Instrument Date	Oct 22, 2021
Instrument	2021R44818
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6413 OAK DR, MORO, IL 62067-1629

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,267.00 (-43.95%)	$64,270 (-33.74%) Land $13,990 Building $50,280	$192,810 (-33.81%) Land $41,970 Building $150,840
2024	$7,613.00 (+11.66%)
2022	$6,818.00	$97,000 Land $11,220 Building $85,780	$291,292 Land $33,694 Building $257,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLIDAY SHORES SD serves 3,025 people · EPA ID IL1195110
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Schwartz Ventures Fiber	1,000 / 150
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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