6406 Oak Dr, Moro, IL 62067 Property Records

Madison County property record for 6406 Oak Dr, Moro, IL 62067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 1976
Lot Size	0.746 acres (32,495 sqft)
Owner	Individual Name on Record
Tax Bill	$6,828 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2018 Mortgage + 1 more
APN	`15-2-09-03-04-403-005`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-03-04-403-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	32,495 sqft (0.746 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6406 OAK DR
City	MORO
State	IL
Zip	62067-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERFIELD SUBD LOT 19 & 20 235 S X180 IRR
Legal Subdivision	DEERFIELD SUBD
Legal Lot Number	19
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	3
Census Block	3012
Census Tract	402805

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6406 OAK DR, MORO, IL 62067-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage 1ST MIDAMERICA CU
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 8, 2018
Transfer Doc	0000005334
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	6406 OAK DR, MORO, IL 62067-1628
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028008
Date	Oct 7, 2025
Instrument	2025R28008

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	6406 OAK DR, MORO, IL 62067-1628
Document Number	0000019841
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	SERENITY TITLE AND ESCROW LIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 OAK DR MORO IL 620671628, MORO, IL 62067-1628

Mortgage

Document Number	0000019841
Date	Jun 28, 2018
Instrument	19841

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	BETHALTO, IL 62010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 27, 2030

Interest

Rate	4%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Feb 21, 2018
Property Address	6406 OAK DR, MORO, IL 62067-1628
Document Number	0000005334
Instrument Date	Feb 8, 2018
Instrument	5334
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 OAK DR MORO IL 620671628, MORO, IL 62067-1628

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,828.00 (+6.26%)	$113,850 (+24.71%) Land $24,700 Building $89,150	$341,550 (+24.59%) Land $74,100 Building $267,450
2024	$6,426.00 (+13.86%)
2022	$5,644.00	$91,290 Land $19,800 Building $71,490	$274,144 Land $59,459 Building $214,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLIDAY SHORES SD serves 3,025 people · EPA ID IL1195110
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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