6412 Oak Dr, Moro, IL 62067 Property Records

Madison County property record for 6412 Oak Dr, Moro, IL 62067

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 996 sqft · built 1978
Lot Size	0.465 acres (20,269 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2023)
Tax Bill	$6,346 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
APN	`15-2-09-03-04-403-007`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-03-04-403-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	996 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,269 sqft (0.465 acres)
Garage Type	Attached
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6412 OAK DR
City	MORO
State	IL
Zip	62067-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERFIELD SUBD LOT 21 100 S X 178 IRR
Legal Subdivision	DEERFIELD SUBD
Legal Lot Number	21
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	3
Census Block	3012
Census Tract	402805

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6412 OAK DR, MORO, IL 62067-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	202326438
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 3, 2023
Property Address	6412 OAK DR, MORO, IL 62067-1628
Document Number	0000026438
Map Reference	PB 36 PG 69
Instrument Date	Sep 22, 2023
Instrument	2023R26438
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6412 OAK DR, MORO, IL 62067-1628

Mortgage

Document Number	0000026439
Date	Oct 3, 2023
Instrument	2023R26439

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.13%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,346.00 (+5.94%)	$101,580 (+24.7%) Land $13,300 Building $88,280	$304,740 (+24.57%) Land $39,900 Building $264,840
2024	$5,990.00 (+33.08%)
2022	$4,501.00	$81,460 Land $10,660 Building $70,800	$244,625 Land $32,012 Building $212,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLIDAY SHORES SD serves 3,025 people · EPA ID IL1195110
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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