6412 River Bend Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 6412 River Bend Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 972 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$123,500 (Aug 2020)
Tax Bill	$831 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5547 78 5082`

Property Details

APN / Parcel Number

Primary APN	`5547 78 5082`
Alternative APNs	`11060 0008.400000` `139428`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,016 sqft
1st Floor Area	972 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Width	50 ft Width
Porch	Slab
Porch Area	44 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	139428
Street Address	6412 RIVER BEND RD
City	CONCORD
State	NC
Zip	28025-6650
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 2 GRAY BOX LLC - RIVER BEND RD
Legal Subdivision	FAGGARTS EAST
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	2
Census Block	2001
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6412 RIVER BEND RD, CONCORD, NC 28025-6650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Book / Page	14387 / 166
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 4, 2020
Property Address	6412 RIVER BEND RD, CONCORD, NC 28025-6650
Document Number	0014387166
Book / Page	14387 / 166
Map Reference	MB 82 PG 73
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2424 BAXTER PL SE, 2424, CONCORD, NC 28025-8732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 RIVER BEND RD, CONCORD, NC 28025-6650

Mortgage

Document Number	0014387168
Date	Aug 4, 2020
Book Page	14387/168

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 29, 2020
Property Address	6412 RIVER BEND RD, CONCORD, NC 28025-6650
Document Number	0014288326
Book / Page	14288 / 326
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2424 BAXTER PL SE, 2424, CONCORD, NC 28025-8732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5390 COLD SPRINGS RD S, CONCORD, NC 28025-7692

Mortgage

Document Number	0014288328
Date	Jun 29, 2020
Instrument	14288/328

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,910 (+77.71%) Land $20,560 Building $157,350
2024			$177,910 (+77.71%) Land $20,560 Building $157,350
2023	$831.00	$100,110 Land $11,360 Building $88,750	$100,110 Land $11,360 Building $88,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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