6404 River Bend Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 6404 River Bend Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 930 sqft · built 1955
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$106,000 (Jun 2020)
Tax Bill$1,124 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN5547 78 7052

Property Details

APN / Parcel Number

Primary APN5547 78 7052
Alternative APNs
  • 11060 0008.600000
  • 138283

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area930 sqft Living Area
Gross Area990 sqft
1st Floor Area930 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2008
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Width50 ft Width
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number138283
Street Address6404 RIVER BEND RD
CityCONCORD
StateNC
Zip28025-6650
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionLT 4 GRAY BOX LLC - RIVER BEND RD
Legal SubdivisionFAGGARTS EAST
Legal Lot Number4
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group2
Census Block2001
Census Tract40501

Owner

Source: Cabarrus County records · APN 5547 78 7052

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6600 RIVER BEND RD, CONCORD, NC 28025-6651
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Line of Credit
UWHARRIE BANK
Jun 12, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Deed Book / Page14246 / 338
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateJul 14, 2026
Property Address6404 RIVER BEND RD, CONCORD, NC 28025-6650
Document Number0000016701
Book / Page18083 / 1
Instrument DateJul 10, 2026
Instrument202616701
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6400 RIVER BEND RD, CONCORD, NC 28025-6650

Mortgage

Document Number0000016701,
DateJul 14, 2026
Book Page18083/1
Instrument202616701
Lender
NameUWHARRIE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 10, 2041
Interest
Rate TypeAdjustable Rate
Rate5.84%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 12, 2020
Property Address6404 RIVER BEND RD, CONCORD, NC 28025-6650
Document Number0014246338
Book / Page14246 / 338
Map ReferenceMB 82 PG 73
Instrument DateJun 11, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Tax$212.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2424 BAXTER PL SE, 2424, CONCORD, NC 28025-8732

Transferred To (Grantee/Buyer)

NameVerified Name
Address6387 GREEN OAK DR, STANFIELD, NC 28163-7681

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,124.00 (+53.13%)$163,870 (+86.43%) Land $22,160 Building $141,710
2024$163,870 (+86.43%) Land $22,160 Building $141,710
2023$734.00$87,900 Land $12,250 Building $75,650$87,900 Land $12,250 Building $75,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CONCORD
serves 120,771 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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