6408 River Bend Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 6408 River Bend Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 864 sqft · built 1965
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (May 2026)
Tax Bill	$734 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5547 78 6062`

Property Details

APN / Parcel Number

Primary APN	`5547 78 6062`
Alternative APNs	`11060 0008.500000` `171938` `82552`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	864 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Width	50 ft Width
Garage Area	600 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	36 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	171938
Street Address	6408 RIVER BEND RD
City	CONCORD
State	NC
Zip	28025-6650
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 3 GRAY BOX LLC - RIVER BEND RD
Legal Subdivision	FAGGARTS EAST
Legal Lot Number	3
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	2
Census Block	2001
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3422 TRACELAKE DR, MATTHEWS, NC 28105-3971
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jul 24, 2024 · Amount on Record
Deed Document Number	202611520
Deed Book / Page	17993 / 201
Prior Transfer Date	Jul 23, 2024
Prior Transfer Doc	0000170266
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 18, 2026
Property Address	6408 RIVER BEND RD, CONCORD, NC 28025-6650
Document Number	0000011520
Book / Page	17993 / 201
Instrument Date	May 18, 2026
Instrument	202611520
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50,298.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 TRACELAKE DR, MATTHEWS, NC 28105-3971

Mortgage

Document Number	0000011521,
Date	May 18, 2026
Instrument	202611521

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000011522,
Date	May 18, 2026
Book Page	17993/217
Instrument	202611522

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,010 (+18.79%) Land $20,970 Building $169,040
2025		$159,960 (+80.93%) Land $20,970 Building $138,990
2024			$190,010 (+114.92%) Land $20,970 Building $169,040
2023	$734.00	$88,410 Land $11,590 Building $76,820	$88,410 Land $11,590 Building $76,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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