6411 S River Dr, Unit 3, Tempe, AZ 85283 Property Records

Maricopa County property record for 6411 S River Dr, Unit 3, Tempe, AZ 85283

Property Summary

Property Type	Townhouse
Details	4 ba · 1,796 sqft · built 1987
Lot Size	0.071 acres (3,110 sqft)
Owner	Trust Name on File
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`301-49-523`

Property Details

APN / Parcel Number

Primary APN	`301-49-523`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	3,110 sqft (0.071 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	6411 S RIVER DR UNIT 3, 3
City	TEMPE
State	AZ
Zip	85283-3310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	THE COTTONWOODS UNIT 3 MCR 289-24
Legal Range	04E
Legal Township	01S
Legal Section	12
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	COTTONWOODS UNIT 3
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	319906

Owner

6411 S River Dr, Unit 3 is owner-occupied and held in a trust since May 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Mailing Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Aug 26, 2024	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 16, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Feb 28, 2018	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 30, 2017	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024
Deed Sale	May 10, 2024
Prior Sale	Apr 4, 2008 · Amount on File
Deed Document Number	20240248151
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	2017-0481738
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 S RIVER DR 3, 3, TEMPE, AZ 85283-3310

Mortgage

Document Number	0000861789
Date	Aug 10, 2021
Instrument	20210861789

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 S RIVER DR 3, 3, TEMPE, AZ 85283-3310

Mortgage

Document Number	0000189665
Date	Mar 1, 2022
Instrument	20220189665

Lender

Name	ZB NA
Type	Bank
Address	PHOENIX, AZ 85012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 S RIVER DR 3, 3, TEMPE, AZ 85283-3310

Mortgage

Document Number	0000452421
Date	Aug 26, 2024
Instrument	20240452421

Lender

Name	ZB NA
Type	Bank
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056584
Date	Jan 22, 2020
Instrument	20200056584

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Document Number	0001075572
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 S RIVER DR #3 TEMPE AZ 852833310, 3, TEMPE, AZ 85283-3310

Mortgage

Document Number	0001075572
Date	Nov 5, 2020
Instrument	1075572

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Document Number	0000166179
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 S RIVER DR #3 TEMPE AZ 852833310, 3, TEMPE, AZ 85283-3310

Mortgage

Document Number	0000166179
Date	Mar 5, 2018
Instrument	166179

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2017
Property Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310
Document Number	0000481738
Map Reference	MB 289 PG 24
Instrument Date	Jun 28, 2017
Instrument	2017-0481738
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6411 S RIVER DR UNIT 3, 6411, TEMPE, AZ 85283-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 S RIVER DR UNIT 3, 3, TEMPE, AZ 85283-3310

Mortgage

Document Number	0000481739
Date	Jun 30, 2017
Instrument	2017-0481739

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6411 S River Dr, Unit 3 was $2,822.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Tempe City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,470	$454,700 Land $90,900 Building $363,800
2025	$2,822.00
2024		$47,210	$472,100 Land $94,400 Building $377,700
2023	$2,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6411 S River Dr, Unit 3 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6411 S River Dr, Unit 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPE serves 165,000 people · EPA ID AZ0407100
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst.

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