6411 Cross Rd, Afton, MI 49705 Property Records

Cheboygan County property record for 6411 Cross Rd, Afton, MI 49705

Property Summary

Property Type	Single Family Home
Lot Size	93.8 acres (4,089,413 sqft)
Owner	Company Name on Record
Last Sale	$112,000 (Feb 2020)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-006-100-002-00`

Property Details

APN / Parcel Number

Primary APN	`220-006-100-002-00`

Exterior

Lot Area	4,089,413 sqft (93.8 acres)

Location & Zoning

Street Address	6411 CROSS RD
City	AFTON
State	MI
Zip	49705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N FRL 1/2 OF SW1/4, SEC 6, T34N,R1W. AND S FRL 1/2 OF NW1/4, SEC 6, T34N,R1W. 538/607;1274/584;1406/536;1481/27;1481/28
Legal Range	01W
Legal Township	034
Legal Section	06
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	WALKER
Census Block Group	1
Census Block	1009
Census Tract	960800

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49653 ALEXANDER, SHELBY TOWNSHIP, MI 48317-6369
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Apr 18, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 18, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 24, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Dec 19, 1990 · Amount on Record
Deed Book / Page	1406 / 536
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6411 CROSS RD, AFTON, MI 49705-9742
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49653 ALEXANDER, SHELBY TOWNSHIP, MI 48317-6369

Mortgage

Document Number	0000001496/0000000091
Date	Oct 24, 2022
Book Page	0000001496/0000000091

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 18, 2022
Property Address	6411 CROSS RD, AFTON, MI 49705-9742
Document Number	0001481/28
Book / Page	1481 / 28
Instrument Date	Apr 11, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49653 ALEXANDER, SHELBY TOWNSHIP, MI 48317-6369

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 18, 2022
Property Address	6411 CROSS RD, AFTON, MI 49705-9742
Document Number	0001481/27
Book / Page	1481 / 27
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49653 ALEXANDER, SHELBY TOWNSHIP, MI 48317-6369

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 24, 2020
Property Address	6411 CROSS RD, AFTON, MI 49705-9742
Document Number	001406/536
Book / Page	1406 / 536
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 RIDGE RD, NEW RINGGOLD, PA 17960-9343

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Walker Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,200 (+65.72%)	$222,400 (+65.72%)
2025	$2,468.00 (+13.73%)
2023		$67,100	$134,200
2022	$2,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Cross Rd

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