Cheboygan County property record for 4228 Cross Rd, Afton, MI 49705
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9.65 acres (420,354 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 171-025-200-006-00 |
| Primary APN | 171-025-200-006-00 |
|---|
| Lot Area | 420,354 sqft (9.65 acres) |
|---|
| Street Address | 4228 CROSS RD |
|---|---|
| City | AFTON |
| State | MI |
| Zip | 49705-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 7: COM NE COR SEC 25, T35N,R2W; TH S 3D 38M W ALG E SI SD SEC 990FT TO POB; TH CONT S 3D 38M W 326.32FT TO N 1/8 LI SD |
| Legal Range | 02W |
| Legal Township | 035 |
| Legal Section | 25 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | KOEHLER |
| Census Block Group | 1 |
| Census Block | 1118 |
| Census Tract | 960700 |
4228 Cross Rd is owned and occupied by an individual who acquired it in June 2003.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4228 CROSS RD, AFTON, MI 49705-9729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2003 |
| Deed Sale | Jun 18, 2003 |
| Deed Book / Page | 1258 / 845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Sep 25, 2020 |
| Property Address | 4228 CROSS RD, AFTON, MI 49705-9729 |
| Document Number | 001425/727 |
| Book / Page | 1425 / 727 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4288 CROSS RD, AFTON, MI 49705-9729 |
The 2025 property tax bill for 4228 Cross Rd was $1,236 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Koehler Township |
| Unified School District | Inland Lakes Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,400 (+10.86%) | $238,800 (+10.86%) | |
| 2025 | $1,236.00 Homeowner's exemption | $107,700 | $215,400 |
| 2024 | $1,236.00 | ||
| 2023 | $78,200 | $156,400 | |
| 2022 | $626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4228 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4228 Cross Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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